57 Spencer St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 57 Spencer St, Millis, MA 02054

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,390 sqft · built 1985
Lot Size	0.603 acres (26,295 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2018)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILL M:034 B:000099B`

Property Details

APN / Parcel Number

Primary APN	`MILL M:034 B:000099B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,390 sqft Living Area
Gross Area	2,532 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,295 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	57 SPENCER ST
City	MILLIS
State	MA
Zip	02054-1435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	99B
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	2
Census Block	2005
Census Tract	407102

Owner

57 Spencer St, a condominium, is owned and occupied by two individuals who bought it in June 2018.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 SPENCER ST, MILLIS, MA 02054-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Nov 8, 2013 · Amount on File
Deed Book / Page	36041 / 491
Transfer Doc	036041-491
Record Updated	Oct 29, 2026

June 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MILLIS MA
Recording Date	Jun 7, 2018
Property Address	57 SPENCER ST, MILLIS, MA 02054-1435
Document Number	36041-491
Book / Page	036041 / 000491
Instrument Date	Jun 2, 2018
Instrument	46321
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SPENCER ST MILLIS MA 020541435, MILLIS, MA 02054-1435

Mortgage

Document Number	36041-494
Date	Jun 7, 2018
Book Page	036041/000494
Instrument	46322

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 57 Spencer St was $5,524, up 0.7% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,524.00 (+0.75%)	$336,800 (+0.87%) Building $336,800	$490,770 (+8.03%)
2024	$5,483.00 (-2.16%)	$333,900 (+4.21%) Building $333,900	$454,290
2023	$5,604.00	$320,400 Building $320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Spencer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Spencer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20