57 School St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 57 School St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,484 sqft · built 1917
Lot Size	0.228 acres (9,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jul 2019)
Tax Bill	$4,078 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`145203 104.75-5-31`

Property Details

APN / Parcel Number

Primary APN	`145203 104.75-5-31`
Alternative APN	`52031047500005031000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	836 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,890 sqft (0.228 acres)
Lot Dimensions	230 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	57 SCHOOL ST
City	LANCASTER
State	NY
Zip	14086-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC 7 881 2 43 X 230.5
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	31.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3012
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 SCHOOL ST, LANCASTER, NY 14086-2241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jul 2, 2019	Executor's Deed, Transfer STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	2019134997
Deed Book / Page	11346 / 4922
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	57 SCHOOL ST, LANCASTER, NY 14086-2241
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SCHOOL ST, LANCASTER, NY 14086-2241

Mortgage

Document Number	0140508423
Date	May 3, 2022
Book Page	14050/8423
Instrument	2022086354

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Mar 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Jul 2, 2019
Property Address	57 SCHOOL ST, LANCASTER, NY 14086-2241
Document Number	0113464922
Book / Page	11346 / 4922
Map Reference	MB 814
Instrument Date	Jun 21, 2019
Instrument	2019134997
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HIDDEN TRL, 15, LANCASTER, NY 14086-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3758 TEACHERS LN, ORCHARD PARK, NY 14127-2137

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,078.00 (+183.98%)
2025	$1,436.00 (-63.63%)	$115,000 (-) Land $41,400 Building $73,600	$179,688 (+12.52%) Land $64,688 Building $115,000
2024	$3,948.00	$115,000 (-) Land $41,400 Building $73,600	$159,700 (+4.17%) Land $57,492 Building $102,208
2023		$115,000 Land $41,400 Building $73,600	$153,300 Land $55,188 Building $98,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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