57 Saunders Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 57 Saunders Ln, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 1998
Lot Size	1.34 acres (58,516 sqft)
Owner	2 Trust Names on File
Last Sale	$334,000 (Jul 1998)
Tax Bill	$12,069 (2026)
Deeds & Mortgages	Apr 2026 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0023 B:0086 L:0008`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0023 B:0086 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,700 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,516 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	57 SAUNDERS LN
City	ROWLEY
State	MA
Zip	01969-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	86
Legal Lot Number	8
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1042
Census Tract	270100

Owner

57 Saunders Ln is owner-occupied and held in a trust since April 2026.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	57 SAUNDERS LN, ROWLEY, MA 01969-1744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1998 · Amount on File
Deed Sale	Jul 1, 1998 · Amount on File
Deed Document Number	1998
Deed Book / Page	14924 / 551
Last Transfer Date	Apr 6, 2026
Transfer Doc	0043327-26
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 13, 2026
Property Address	57 SAUNDERS LN, ROWLEY, MA 01969-1744
Document Number	0043327-26
Book / Page	43327 / 26
Instrument Date	Apr 6, 2026
Instrument	20263240
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SAUNDERS LN, ROWLEY, MA 01969-1744

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	57 SAUNDERS LN, ROWLEY, MA 01969-1744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37024-467
Date	Sep 20, 2018
Book Page	37024/467
Instrument	180920000620

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 57 Saunders Ln was $12,069, up 13.8% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,069.00 (+13.76%)	$998,300 (+10.75%) Land $458,500 Building $539,800	$986,035 (+2.33%)
2025	$10,609.00 (+1.88%)	$901,400 (+4.74%) Land $361,600 Building $539,800	$963,585
2024	$10,413.00 (-0.12%)	$860,600 (+7.47%) Land $344,400 Building $516,200
2023	$10,426.00	$800,800 Land $299,300 Building $501,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Saunders Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Saunders Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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