Bergen County and Upper Saddle River Borough property record for 57 Ridge Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,846 sqft · built 2010 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Nov 2008) |
| Tax Bill | $18,682 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01211-0000-00007 |
| Primary APN | 63-01211-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,846 sqft Living Area |
| 1st Floor Area | 2,846 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 37,897 sqft (0.87 acres) |
| Account Number | 158800 |
|---|---|
| Street Address | 57 RIDGE RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .870 AC |
| Legal Subdivision | PEPPERIDGE HILL SEC 2 |
| Legal Block | 1211 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 57 RIDGE RD, UPPER SADDLE RIVER, NJ 07458-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK/OH |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CLIFTON SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2008 · Amount on Record |
| Deed Sale | Nov 18, 2008 · Amount on Record |
| Deed Document Number | 2008100973 |
| Deed Book / Page | 9641 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 57 RIDGE RD, UPPER SADDLE RIVER, NJ 07458-2148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0037180958 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 3718/958 |
| Instrument | 20-089237 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 57 RIDGE RD, UPPER SADDLE RIVER, NJ 07458-2148 |
| Document Number | 0029151334 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 57 RIDGE RD UPPER SADDLE RIVER NJ 074582148, UPPER SADDLE RIVER, NJ 07458-2148 |
| Document Number | 0029151334 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 002915/001334 |
| Instrument | 26810 |
| Name | PNC BK/OH |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 57 RIDGE RD, UPPER SADDLE RIVER, NJ 07458-2148 |
| Document Number | 0028380348 |
| Book / Page | 002838 / 000348 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Title Company | APPELLATE LAND SERVICES LIMITED |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 57 RIDGE RD UPPER SADDLE RIVER NJ 074582148, UPPER SADDLE RIVER, NJ 07458-2148 |
| Document Number | 0028380348 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002838/000348 |
| Name | CLIFTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLIFTON, NJ 07012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,300 (-) Land $344,200 Building $377,100 | $721,300 (-) Land $344,200 Building $377,100 | |
| 2025 | $18,682.00 (+1.73%) | $721,300 (-) Land $344,200 Building $377,100 | $721,300 (-) Land $344,200 Building $377,100 |
| 2024 | $18,364.00 (+2.95%) | ||
| 2023 | $721,300 Land $344,200 Building $377,100 | $721,300 Land $344,200 Building $377,100 | |
| 2022 | $17,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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