57 Ramsey Ests, Murphy, NC 28906 Property Records

Cherokee County property record for 57 Ramsey Ests, Murphy, NC 28906 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,380 sqft Heated Area
Lot Size	145,926 sqft (3.34 acres)
Garage	Carport
Tax Bill	$1,145.00 (2025)

Owner

Source: Cherokee County records · APN 459208799489000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1612 MISSION RD, MURPHY, NC 28906-3777
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2013
Deed Sale	Jul 17, 2013
Deed Doc Number	3616
Deed Book / Page	1470 / 0783
Record Refreshed	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	57 RAMSEY ESTS, MURPHY, NC 28906-2892
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001785/239
Date	Sep 04, 2025
Book Page	1785/239
Instrument	4235

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2045

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00	$173,920 (+0.04%)	$173,920 (+0.04%) Land $57,490 Building $116,430
2023		$173,850	$173,850 Land $57,490 Building $116,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`459208799489000`
Alternative APN	`38134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,380 sqft Heated Area
Gross Area	2,072 sqft Gross Area
Stories	1 Stories
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer Exterior
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	145,926 sqft (3.34 acres)
Lot Width	287 ft Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	354 sqft Carport
Total Buildings	2 Total Buildings
Patio Area	136 sqft Patio

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	38134
Street Address	57 RAMSEY ESTS
City	MURPHY
State	NC
Zip	28906-2892
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FR PAYNE 252/146 641/187
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	1
Census Block	1067
Census Tract	930402