57 Prospect St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 57 Prospect St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,903 sqft · built 1927
Lot Size	0.108 acres (4,687 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Feb 2022)
Tax Bill	$14,121 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-07801-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`01-07801-0000-00012`
Alternative APNs	`010013500019` `00001334`

Interior

Stories	2 Stories
Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	4,687 sqft (0.108 acres)
Lot Dimensions	121 ft deep x 47 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00001334
Street Address	57 PROSPECT ST
City	BELLEVILLE
State	NJ
Zip	07109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38.47X121.8
Legal Block	7801
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1005
Census Tract	14600

Owner

57 Prospect St is owned and occupied by two individuals who bought it in February 2022.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 PROSPECT ST, BELLEVILLE, NJ 07109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 24, 2016 · Amount on File
Deed Document Number	202218542
Prior Transfer Date	Mar 8, 2016
Prior Transfer Doc	0000018541
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 28, 2022
Property Address	57 PROSPECT ST, BELLEVILLE, NJ 07109
Document Number	0000018542
Instrument Date	Dec 21, 2021
Instrument	2022018542
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 MARLBORO RD # 33, 499, OLD BRIDGE, NJ 08857-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 PROSPECT ST, BELLEVILLE, NJ 07109

Mortgage

Document Number	0000018543
Date	Feb 28, 2022
Instrument	2022018543

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 57 Prospect St was $14,121, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,700 (-) Land $126,100 Building $213,600	$339,700 (-) Land $126,100 Building $213,600
2025	$14,121.00 (+3.07%)	$339,700 Land $126,100 Building $213,600	$339,700 Land $126,100 Building $213,600
2024	$13,700.00
2023		$339,700 Land $126,100 Building $213,600	$339,700 Land $126,100 Building $213,600
2022	$11,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	114 units insured incl. 114 condo units
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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