57 Paddock Ln, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 57 Paddock Ln, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2018
Lot Size	0.635 acres (27,666 sqft)
Owner	Trust Name on File
Tax Bill	$8,451 (2025)
Deeds & Mortgages	Sep 2023 Refinance Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:060 B:108`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:060 B:108`
Alternative APN	`23995`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	4,136 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,666 sqft (0.635 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23995
Street Address	57 PADDOCK LN
City	SAUNDERSTOWN
State	RI
Zip	02874-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRCP
Legal Block	108
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2024
Census Tract	50401

Owner

Source: North Kingstown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Jan 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Apr 20, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 6, 2020
Transfer Doc	3276-185
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003591-261
Date	Sep 5, 2023
Book Page	3591/261
Instrument	2966

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3224-174
Date	Sep 27, 2019
Book Page	3224/174
Instrument	4248

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3170-204
Date	Jan 25, 2019
Book Page	3170/204
Instrument	236

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Apr 20, 2020
Property Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Document Number	3276-185
Book / Page	003276 / 000185
Instrument Date	Apr 6, 2020
Instrument	1856
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	57 PADDOCK LN SAUNDERSTOWN RI 028742131, SAUNDERSTOWN, RI 02874-2131

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jul 20, 2017
Property Address	57 PADDOCK LN, SAUNDERSTOWN, RI 02874-2131
Document Number	3063-251
Book / Page	003063 / 000251
Instrument Date	Jul 19, 2017
Instrument	3153
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 PADDOCK LN SAUNDERSTOWN RI 028742132, SAUNDERSTOWN, RI 02874-2132

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,451.00 (+5.92%)	$765,500 (+37.58%) Land $276,400 Building $489,100
2023	$7,979.00	$556,400 Land $183,400 Building $373,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2002–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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