57 Ola St, Toccoa, GA 30577 Property Records

Stephens County property record for 57 Ola St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1947
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jan 1989)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T36 027`

Property Details

APN / Parcel Number

Primary APN	`T36 027`
Alternative APN	`766100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	766100
Street Address	57 OLA ST
City	TOCCOA
State	GA
Zip	30577-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 5 & 6 + BLK A CLEARVIEW HEIGHTS S/D
Legal Subdivision	CLEARVIEW HEIGHTS
Legal Block	A
Legal Lot Number	5,6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4047
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 OLA ST, TOCCOA, GA 30577-6321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Jan 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1989 · Amount on Record
Deed Sale	Jan 1, 1989 · Amount on Record
Deed Book / Page	218 / 315
Last Transfer Date	Jan 19, 2022
Transfer Doc	0012820339
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	57 OLA ST, TOCCOA, GA 30577-6321
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 OLA ST, TOCCOA, GA 30577-6321

Mortgage

Document Number	0012890000000306
Date	Mar 14, 2022
Book Page	0000001289/0000000306

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 19, 2022
Property Address	57 OLA ST, TOCCOA, GA 30577-6321
Document Number	0012820339
Book / Page	1282 / 339
Instrument Date	Jan 19, 2022
Instrument	2022-000082
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 OLA ST, TOCCOA, GA 30577-6320

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (+45.06%)	$31,569 (+46.94%) Land $6,308 Building $25,261	$78,921 (+46.93%) Land $15,769 Building $63,152
2023	$759.00 (+4.12%)	$21,485 (+4.12%) Land $6,308 Building $15,177	$53,712 (+4.13%) Land $15,769 Building $37,943
2022	$729.00	$20,634 Land $6,308 Building $14,326	$51,583 Land $15,769 Building $35,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50

May also be available: Point Broadband, Verizon.

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