57 N Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57 N Main St, Three Rivers, MI 49093

Property Summary

Property Type	Commercial
Details	5,940 sqft · built 1860
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Jan 2022 Sale Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-156-011-00`

Property Details

APN / Parcel Number

Primary APN	`051-156-011-00`

Interior

Stories	2 Stories
Building Area	5,940 sqft Total Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	85 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 N MAIN ST
City	THREE RIVERS
State	MI
Zip	49093-1531
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-3
Legal Description	PART OF LOT 10 BLK 49 3/4 COM AT NW COR OF LOT 9 TH NW'LY ALG N MAIN 45 FT TH NE'LY PAR TO N LINE OF LOT 9 85 FT TH SE'LY 45
Legal Subdivision	PORTAGE ADD
Legal Block	49
Legal Lot Number	9-10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3041
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Three Rivers Commercial Historic District listed 1982 · 47 contributing resources · NRIS 82004472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

57 N Main St, a commercial property, is owned by a company that acquired it in December 2000.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Land Contract, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE
Jul 31, 2020	Warranty Deed, Subdivision Related Transfer
Jan 17, 2020	Warranty Deed, Transfer · Commercial Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2000
Deed Sale	Dec 19, 2000
Prior Sale	Dec 19, 2000
Deed Book / Page	964 / 444
Record Updated	Sep 20, 2026

January 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 10, 2022
Property Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531
Document Number	2022000286
Instrument Date	Jan 10, 2022
Instrument	2022000286
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10477 SPRINKLE RD APT 5, 10477, VICKSBURG, MI 49097-8393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 31, 2020
Property Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531
Document Number	2020003969
Instrument Date	Jul 20, 2020
Instrument	2020003969
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 N MAIN ST, 57, THREE RIVERS, MI 49093-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 17, 2020
Property Address	57 N MAIN ST, THREE RIVERS, MI 49093-1531
Document Number	01993/0131
Book / Page	1993 / 0131
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 350, THREE RIVERS, MI 49093-0350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7633 OAKLAND DR, PORTAGE, MI 49024-4965

Mortgage

Document Number	0001993133
Date	Jan 17, 2020
Instrument	1993/133

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 57 N Main St was $4,266.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600	$227,200
2025	$4,266.00
2023		$110,300 Land $7,200 Building $103,100	$220,600 Land $14,400 Building $206,200
2022	$5,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57 N Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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