57 Mt Emerald Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 57 Mt Emerald Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Jun 2024)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9687-62-1182-00000`

Property Details

APN / Parcel Number

Primary APN	`9687-62-1182-00000`
Alternative APN	`968704620084000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,701 sqft Living Area
1st Floor Area	1,323 sqft
2nd Floor Area	378 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Porch	Open Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968704620084000
Street Address	57 MOUNT EMERALD DR
City	FAIRVIEW
State	NC
Zip	28730-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2024-06-26 DEE
Legal Description	DEED DATE: 2024-06-26 DEED: 6419-587 SUBDIV: DAVID W HENDERSON BLOCK: LOT: SECTION: PLAT: 0PVT-0SVY
Legal Subdivision	DAVID W HENDERSON
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3000
Census Tract	3203

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4016 SIMMS DR, KENSINGTON, MD 20895-1336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 31, 2022	Special Warranty Deed, Transfer
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Jan 31, 2022
Deed Document Number	0006419587
Deed Book / Page	6419 / 587
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 26, 2024
Property Address	57 MOUNT EMERALD DR, FAIRVIEW, NC 28730-7500
Document Number	0064190587
Book / Page	6419 / 587
Instrument Date	Jun 25, 2024
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KINGS CREST DR, MOORESVILLE, NC 28117-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 SIMMS DR, KENSINGTON, MD 20895-1336

Mortgage

Document Number	0006419590
Date	Jun 26, 2024
Instrument	6419//590

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 31, 2022
Property Address	57 MOUNT EMERALD DR, FAIRVIEW, NC 28730-7500
Document Number	0061791486
Book / Page	6179 / 1486
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KINGS CREST DR, MOORESVILLE, NC 28117-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KINGS CREST DR, MOORESVILLE, NC 28117-9677

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 20, 2017
Property Address	57 MOUNT EMERALD DR, FAIRVIEW, NC 28730-7500
Document Number	0056221218
Book / Page	005622 / 001218
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 MOUNT EMERALD DR FAIRVIEW NC 287307500, FAIRVIEW, NC 28730-7500

Mortgage

Document Number	56221221
Date	Dec 20, 2017
Book Page	005622/001221

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (+19.8%)	$449,600 (+4.8%)
2023	$2,758.00	$429,000	$429,000 (-4.58%) Land $67,800 Building $361,200
2021			$449,600 Land $67,800 Building $381,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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