57 Mill St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 57 Mill St, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,214 sqft · built 1800
Lot Size	7.29 acres (317,913 sqft)
Owner	Individual Name on Record
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Aug 2022 Transfer Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:62 B:1`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:62 B:1`
Alternative APNs	`M:00062 P:00001` `391`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	4,434 sqft
1st Floor Area	1,446 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	317,913 sqft (7.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	391
Street Address	57 MILL ST
City	JEFFERSON
State	MA
Zip	01522-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3013
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 MILL ST, JEFFERSON, MA 01522-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Sep 29, 2017	Deed of Trust, Mortgage MB FINANCIAL BK NA
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2016
Deed Sale	Sep 19, 2016
Prior Sale	Sep 19, 2016
Deed Document Number	2016104949
Deed Book / Page	55983 / 73
Last Transfer Date	Aug 4, 2022
Transfer Doc	068058-320
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 12, 2022
Property Address	57 MILL ST, JEFFERSON, MA 01522-1443
Document Number	068058-320
Book / Page	68058 / 320
Instrument Date	Aug 4, 2022
Instrument	88899
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	69 MILL ST, JEFFERSON, MA 01522-1443

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	57 MILL ST, JEFFERSON, MA 01522-1443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63497-327
Date	Oct 15, 2020
Book Page	63497/327
Instrument	122328

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	57 MILL ST, JEFFERSON, MA 01522-1443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57810-174
Date	Sep 29, 2017
Book Page	57810/174
Instrument	107931

Lender

Name	MB FINANCIAL BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 10, 2017
Property Address	57 MILL ST, JEFFERSON, MA 01522-1443
Document Number	57560-25
Book / Page	057560 / 000025
Instrument Date	Aug 8, 2017
Instrument	86736
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 MILL ST HOLDEN MA 01520, HOLDEN, MA 01520

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,394.00 (+3%)	$461,300 (+5.15%) Land $179,100 Building $282,200	$498,655
2024	$6,208.00 (+5.81%)	$438,700 (+12.09%) Land $174,300 Building $264,400
2023	$5,867.00	$391,380 Land $151,380 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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