57 Maple Ridge Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 57 Maple Ridge Dr, Old Fort, NC 28762

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 2,460 sqft · built 1999
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$495,500 (Jan 2021)
Tax Bill$3,144 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0669-00-30-3961

Property Details

APN / Parcel Number

Primary APN0669-00-30-3961
Alternative APN
  • 74078

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,460 sqft Heated Area
Gross Area5,364 sqft
1st Floor Area1,788 sqft
Basement Area672 sqft
Finished Basement672 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,272 sqft (1.2 acres)
Garage TypeMixed
Garage Area1,644 sqft
Parking Spaces7 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number74078
Street Address57 MAPLE RIDGE DR
CityOLD FORT
StateNC
Zip28762-8606
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description1.27 AC PER PB 39 PG 77
JurisdictionMCDOWELL NC
Township / Civil DivisionCROOKED CREEK
Census Block Group1
Census Block1030
Census Tract970800

Owner

57 Maple Ridge Dr, a rural home, is owned and occupied by two individuals who bought it in January 2021.

Source: McDowell County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Feb 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 16, 2017Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2021 · Amount on File
Deed SaleJan 14, 2021 · Amount on File
Prior SaleJun 16, 2017 · Amount on File
Deed Document Number2021249
Deed Book / Page1337 / 345
Prior Transfer DateFeb 7, 2020
Prior Transfer Doc0013010363
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJan 14, 2021
Property Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606
Document Number0013370345
Book / Page1337 / 345
Instrument DateJan 14, 2021
Instrument2021000249
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$991.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address64 MILLS PL GAP RD115, 64, ASHEVILLE, NC 28804-1217

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606

Mortgage

Document Number2021000250
DateJan 14, 2021
Instrument2021000250
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateFeb 19, 2020
Property Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606
Document Number0013010363
Book / Page1301 / 0363
Instrument DateFeb 7, 2020
Instrument2020000861
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606

Mortgage

Document Number2020000862
DateFeb 19, 2020
Instrument2020000862
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJun 16, 2017
Property Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606
Document Number0012150807
Book / Page1215 / 0807
Instrument DateJun 16, 2017
Instrument2017002879
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 MAPLE RIDGE DR, OLD FORT, NC 28762-8606

Mortgage

Document Number2017002880
DateJun 16, 2017
Instrument2017002880
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 57 Maple Ridge Dr was $3,144.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,144.00$444,070 Land $25,000 Building $419,070
2023$3,055.00$444,070 Land $25,000 Building $419,070$444,070 Land $25,000 Building $419,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Maple Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2018–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Maple Ridge Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROYAL GORGE WATER UTILITY
private · serves 950 people · EPA ID NC0111118
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple Ridge Dr

Nearby Streets

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