St. Clair County property record for 57 Lackey St, Steele, AL 35987
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 1973 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,000 (Oct 2019) |
| Tax Bill | $374 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-07-35-0-004-016.000 |
| Primary APN | 02-07-35-0-004-016.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00041100 |
|---|---|
| Street Address | 57 LACKEY ST |
| City | STEELE |
| State | AL |
| Zip | 35987-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 LACKEY 4-50, ALSO BEG NW COR LOT 14 TH NW 32.6 NE 40 SE 40 SW 40 TO POB 35-12-4 |
| Legal Range | 04E |
| Legal Township | 12S |
| Legal Section | 35 |
| Legal Subdivision | LACKEY(STEELE) |
| Legal Lot Number | 14 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40402 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 57 LACKEY ST, STEELE, AL 35987-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 21, 2019 | Warranty Deed, Transfer · FHA Mortgage BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Deed Book / Page | 2019 / 12675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 57 LACKEY ST, STEELE, AL 35987-1931 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000060884 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | MTG 2021/60884 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Oct 21, 2019 |
| Property Address | 57 LACKEY ST, STEELE, AL 35987-1931 |
| Document Number | 0000012675 |
| Book / Page | DEED 2019 / 12675 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 WOOD ST, 91, STEELE, AL 35987-1841 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 57 LACKEY ST, STEELE, AL 35987-1931 |
| Document Number | MTG201940964 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | MTG 2019/40964 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Steele Town |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374.00 (+21.04%) | $10,400 (-49.79%) | $104,040 (+0.46%) Land $4,400 Building $99,640 |
| 2023 | $20,712 Land $880 Building $19,832 | $103,560 Land $4,400 Building $99,160 | |
| 2022 | $309.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEELE WATER WORKS BOARD serves 1,743 people · EPA ID AL0001213 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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