57 Kay Dr, Highland, IL 62249 Property Records

Madison County property record for 57 Kay Dr, Highland, IL 62249 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,322 sqft · built 1976
Lot Size	0.573 acres (25,000 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Nov 2025)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
APN	`06-2-17-24-03-302-035`

Property Details

APN / Parcel Number

Primary APN	`06-2-17-24-03-302-035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	57 KAY DR
City	HIGHLAND
State	IL
Zip	62249-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADD EL-KAY MEADOWS LOT 57 100 X 250
Legal Subdivision	SECOND ADDN
Legal Lot Number	57
Jurisdiction	MADISON IL
Township / Civil Division	MARINE
Census Block Group	3
Census Block	3039
Census Tract	403701

Owner

Source: Madison County records · APN 06-2-17-24-03-302-035

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 KAY DR, HIGHLAND, IL 62249-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2025	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
May 01, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 04, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2025 · Amount on Record
Deed Sale	Nov 04, 2025 · Amount on Record
Prior Sale	May 01, 2023 · Amount on Record
Deed Document Number	202531021
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 04, 2025
Property Address	57 KAY DR, HIGHLAND, IL 62249-3620
Document Number	0000031021
Map Reference	PB 40 PG 70
Instrument Date	Nov 03, 2025
Instrument	2025R31021
Transaction Type	Transfer
Record Updated	Dec 03, 2025
Title Company	UNKNOWN, RUN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 KAY DR, HIGHLAND, IL 62249-3620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 KAY DR, HIGHLAND, IL 62249-3620

Mortgage

Document Number	0000031022
Date	Nov 04, 2025
Instrument	2025R31022

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 01, 2023
Property Address	57 KAY DR, HIGHLAND, IL 62249-3620
Document Number	0000011046
Map Reference	PB 40 PG 70
Instrument Date	Apr 28, 2023
Instrument	2023R11046
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 KAY DR, HIGHLAND, IL 62249-3620

Mortgage

Document Number	0000011047
Date	May 01, 2023
Instrument	2023R11047

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.5%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	57 KAY DR, HIGHLAND, IL 62249-3620
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002728
Date	Jan 31, 2023
Instrument	2023R02728

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 04, 2022
Property Address	57 KAY DR, HIGHLAND, IL 62249-3620
Document Number	0000025870
Map Reference	PB 40 PG 70
Instrument Date	Jul 25, 2022
Instrument	2022R25870
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$317.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 KAY DR, HIGHLAND, IL 62249-3620

Mortgage

Document Number	0000025871
Date	Aug 04, 2022
Instrument	2022R25871

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.99%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Marine Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,945.00 (+8.56%) Homeowner's exemption	$67,940 (+9.14%) Land $10,750 Building $57,190	$203,820 (+9.14%) Land $32,250 Building $171,570
2024	$3,634.00 (+18.95%)	$62,250 (+24.23%) Land $9,850 Building $52,400	$186,750 (+24.1%) Land $29,550 Building $157,200
2022	$3,055.00	$50,110 Land $7,930 Building $42,180	$150,481 Land $23,814 Building $126,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194037013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–1996)
Most Recent Claim	May 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 1996 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Alhambra-Grantfork Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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