57 John St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 57 John St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,737 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2015)
Tax Bill	$4,639 (2026)
Deeds & Mortgages	Dec 2022 Sale Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9146-62`

Property Details

APN / Parcel Number

Primary APN	`9146-62`
Alternative APN	`CUMB M:003 B:0120 L:000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,737 sqft Living Area
Gross Area	4,704 sqft
1st Floor Area	1,582 sqft
Basement Area	1,582 sqft
Unfinished Basement	1,582 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9146-62
Street Address	57 JOHN ST
City	CUMBERLAND
State	RI
Zip	02864
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	40
Legal Block	120
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3000
Census Tract	11200

Owner

57 John St, a duplex, is owned and occupied by two individuals who bought it in March 2015.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 JOHN ST, CUMBERLAND, RI 02864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Deed Document Number	201577298
Deed Book / Page	1673 / 799
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 30, 2022
Property Address	57 JOHN ST, CUMBERLAND, RI 02864
Document Number	001947-899
Book / Page	1947 / 899
Instrument Date	Dec 8, 2022
Instrument	136861
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 JOHN ST, CUMBERLAND, RI 02864
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	57 JOHN ST, CUMBERLAND, RI 02864
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001894-779
Date	Jun 30, 2021
Book Page	1894/779
Instrument	125344

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 57 John St was $4,639, up 25.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,639.00 (+25.85%)	$463,400 (+54.26%) Land $145,700 Building $317,700	$527,519
2025	$3,686.00	$300,400 Land $99,400 Building $201,000
2023	$3,491.00 (+2.92%)	$300,400 (+32.74%) Land $99,400 Building $201,000
2022	$3,392.00	$226,300 Land $65,800 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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