57 Hidden Lakes Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 57 Hidden Lakes Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,524 sqft · built 2003
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$456,000 (Oct 2020)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42320-000-0100`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42320-000-0100`
Alternative APNs	`30-221-42320-000-0100` `1067476`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	2,076 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished Screened Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 HIDDEN LAKES CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 10 OLDE FLORIDA LAKES PHI PB 14-27 OR 2472-1684 OR 2749-2251 OR 3062-2650 OR 3165-4949
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	OLDE FLORIDA LAKES PHI
Legal Phase	1
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

57 Hidden Lakes Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	57 HIDDEN LAKES CIR, MIRAMAR BEACH, FL 32550-8239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SUN MORTGAGE
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jan 5, 2018 · Amount on File
Deed Document Number	202042969
Deed Book / Page	3165 / 4949
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	0027492251
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	57 HIDDEN LAKES CIR, MIRAMAR BEACH, FL 32550-8239
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 HIDDEN LAKES CIR, MIRAMAR BEACH, FL 32550-8239

Mortgage

Document Number	0032452891
Date	Mar 30, 2022
Book Page	3245/2891
Instrument	20220015004

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 26, 2020
Property Address	57 HIDDEN LAKES CIR, MIRAMAR BEACH, FL 32550-8239
Document Number	0031654949
Book / Page	3165 / 4949
Map Reference	MB 14 PG 27
Instrument Date	Oct 16, 2020
Instrument	20200042969
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 MARS ST, 719, DESTIN, FL 32541-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 AMHURST CIR, DESTIN, FL 32541-5764

Mortgage

Document Number	0031654950
Date	Oct 26, 2020
Instrument	3165/4950

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 5, 2018
Property Address	57 HIDDEN LAKES CIR, MIRAMAR BEACH, FL 32550-8239
Document Number	0030622650
Book / Page	3062 / 2650
Map Reference	MB14 PG27
Instrument Date	Jan 5, 2018
Instrument	2018000000647
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 HIDDEN LAKES CIR, 57, MIRAMAR BEACH, FL 32550-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 SNAPPER DR, DESTIN, FL 32541-2209

Mortgage

Document Number	2018000000648
Date	Jan 5, 2018
Instrument	2018000000648

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 57 Hidden Lakes Cir was $3,208 with a homeowner's exemption, up 2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (+2%) Homeowner's exemption	$393,667	$495,243 Land $84,000 Building $411,243
2024	$3,145.00 (+3.93%)
2023	$3,026.00 (+1.27%) Homeowner's exemption	$548,409 (+10.52%) Land $43,525 Building $504,884	$548,409 (+10.52%) Land $43,525 Building $504,884
2022	$2,988.00 Homeowner's exemption	$496,189 Land $48,313 Building $447,876	$496,189 Land $48,313 Building $447,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Hidden Lakes Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Hidden Lakes Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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