57 Heald St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 57 Heald St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 1978
Lot Size	4.22 acres (184,111 sqft)
Owner	2 Individual Names on File
Last Sale	$636,050 (Jun 2025)
Tax Bill	$8,388 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0013 B:0035 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0013 B:0035 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	4,840 sqft
Basement Area	1,204 sqft
Unfinished Basement	973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	184,111 sqft (4.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	57 HEALD ST
City	PEPPERELL
State	MA
Zip	01463-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	35
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2012
Census Tract	327101

Owner

57 Heald St is owned and occupied by two individuals who bought it in June 2025.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Oct 21, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 27, 2025	Quit Claim Deed, Transfer
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING
Oct 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage PACIFIC UNION FINCL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	202573882
Deed Book / Page	84285 / 157
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	084285-157
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082047-537
Date	Sep 29, 2023
Book Page	82047/537
Instrument	110190

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083368-550
Date	Oct 21, 2024
Book Page	83368/550
Instrument	118814

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 27, 2025
Property Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Document Number	084285-157
Book / Page	84285 / 157
Instrument Date	Jun 13, 2025
Instrument	73882
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 HEALD ST, PEPPERELL, MA 01463-1254

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73975-66
Date	Jan 13, 2020
Book Page	73975/66
Instrument	4755

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 29, 2018
Property Address	57 HEALD ST, PEPPERELL, MA 01463-1254
Document Number	71807-197
Book / Page	71807 / 197
Instrument	165849
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718070200
Date	Oct 29, 2018
Instrument	71807/0200

Lender

Name	PACIFIC UNION FINCL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 57 Heald St was $8,388, up 2% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,388.00 (+2.02%)	$608,700 (+8.31%) Land $198,000 Building $410,700	$600,305 (-)
2025	$8,222.00 (+9.35%)	$562,000 (+7.25%) Land $185,700 Building $376,300	$600,305 (+10.76%)
2024	$7,519.00 (+1.95%)	$524,000 (+7.58%) Land $169,500 Building $354,500	$541,975
2023	$7,375.00	$487,100 Land $154,300 Building $332,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Heald St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Heald St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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