57 Hardy Creek Ln, Cascade, MT 59421 Property Records

Cascade County property record for 57 Hardy Creek Ln, Cascade, MT 59421

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,296 sqft · built 1996
Lot Size	7.38 acres (321,647 sqft)
Owner	Individual Name on Record
Tax Bill	$989 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0244444`

Property Details

APN / Parcel Number

Primary APN	`R0244444`
Alternative APNs	`02-2664-25-2-03-01-0000` `0003706300` `03706300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 1996
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	321,647 sqft (7.38 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0003706300
Old Parcel Number	03706300
Street Address	57 HARDY CREEK LN
City	CASCADE
State	MT
Zip	59421-8317
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	8
Legal Description	S25, T17 N, R02 W, 3181, PARCEL N/A, C/S 3181
Legal Range	02W
Legal Township	17N
Legal Section	25
Legal Quarter	NW
Legal Subdivision	CERT/SURVEY 3181
Jurisdiction	CASCADE MT
Township / Civil Division	CASCADE
Census Block Group	2
Census Block	2051
Census Tract	10400

Owner

Source: Cascade County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 1995
Deed Sale	Nov 16, 1995
Deed Document Number	0002761313
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317

Mortgage

Document Number	00R0476080
Date	Nov 12, 2025
Instrument	R0476080

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317

Mortgage

Document Number	00R0440380
Date	Jan 31, 2023
Instrument	R0440380

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	57 HARDY CREEK LN, CASCADE, MT 59421-8317
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0429904
Date	May 13, 2022
Instrument	R0429904

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Cascade Elementary School District (PK - 08)
Secondary School District	Cascade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$989.00 (-26.58%)	$192,976 (+3.12%)	$192,976 (+3.12%) Land $81,406 Building $111,570
2023	$1,347.00	$187,130	$187,130 Land $63,830 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

4G LTE only, no 5G reported

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