57 Gear Rd, Rochester, NH 03839 Property Records

Strafford County and Rochester City property record for 57 Gear Rd, Rochester, NH 03839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,313 sqft · built 1963
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$239,533 (Jul 2020)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37383`

Property Details

APN / Parcel Number

Primary APN	`37383`
Alternative APNs	`RCHE M:0258 B:0054 L:0000` `10247`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,313 sqft Living Area
Gross Area	3,400 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	57 GEAR RD
City	ROCHESTER
State	NH
Zip	03839-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	54
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2015
Census Tract	84500

Owner

57 Gear Rd is owner-occupied and held in a trust since July 2020.

Source: Strafford County and Rochester City records, as of April 28, 2026

Owner of Record	Trust Name on File
Mailing Address	57 GEAR RD, ROCHESTER, NH 03839-5602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional with PMI CMG FIN'L
Jul 31, 2020	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202012181
Deed Book / Page	4788 / 949
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	57 GEAR RD, ROCHESTER, NH 03839-5602
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005271-777
Date	Jun 18, 2025
Book Page	5271/777
Instrument	250007300

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	57 GEAR RD, ROCHESTER, NH 03839-5602
Document Number	0047880951
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 GEAR RD ROCHESTER NH 038395602, ROCHESTER, NH 03839-5602

Mortgage

Document Number	0047880951
Date	Jul 31, 2020
Book Page	004788/000951
Instrument	12182

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCHESTER CITY NH
Recording Date	Jul 31, 2020
Property Address	57 GEAR RD, ROCHESTER, NH 03839-5602
Document Number	0047880949
Book / Page	004788 / 000949
Instrument Date	Jul 30, 2020
Instrument	12181
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,593.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 EDAR BLVD PORTSMOUTH NH 03801, PORTSMOUTH, NH 03801

Mortgage

Document Number	47880951
Date	Jul 31, 2020
Book Page	004788/000951
Instrument	12182

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 57 Gear Rd was $5,294, up 3% from the year before.

Source: Strafford County and Rochester City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,294.00 (+3.04%)	$346,000 (-) Land $99,900 Building $246,100
2024	$5,138.00 (-4.03%)	$346,000 (+66.35%) Land $99,900 Building $246,100
2023	$5,354.00 (+1.83%)	$208,000 (-) Land $46,400 Building $161,600	$315,210
2022	$5,258.00	$208,000 Land $46,400 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Gear Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Gear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gear Rd

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