57 Frederick Dr, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 57 Frederick Dr, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 1963
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Jul 2025)
Tax Bill	$6,940 (2026)
Deeds & Mortgages	Jun 2006 Mortgage Jun 2011 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`493089 154.09-3-65`

Property Details

APN / Parcel Number

Primary APN	`493089 154.09-3-65`
Alternative APNs	`308915400900030650000000` `00000006657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	559 sqft
Finished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	190 ft deep x 91 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	217 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000006657
Street Address	57 FREDERICK DR
City	APALACHIN
State	NY
Zip	13732-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	3
Legal Lot Number	65.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1012
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 MAPLE HILL RD, HAVERTOWN, PA 19083-1807
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2006	Deed of Trust, Mortgage BANK OF AMERICA FSB
Jun 8, 2011	Deed of Trust, Mortgage IBM INTERSTATE EMPLOYEES FEDERAL CR UN
Nov 13, 2013	Deed of Trust, Mortgage BANK OF AMERICA FSB
Jun 26, 2006	Deed of Trust, Mortgage BANK OF AMERICA FSB
Aug 12, 2014	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Nov 17, 2009	Deed of Trust, Mortgage BANK OF AMERICA FEDERAL SAVINGS BANK
Jul 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	20252318
Record Updated	Oct 29, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133808002
Date	Jun 26, 2006
Instrument	0133808002

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	283 Months
Due	Jan 1, 2030

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0189464001
Date	Jun 8, 2011
Instrument	0189464001

Lender

Name	IBM INTERSTATE EMPLOYEES FEDERAL CR UN

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2041

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214543001
Date	Nov 13, 2013
Instrument	0214543001

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2028

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133808003
Date	Jun 26, 2006
Instrument	0133808003

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	103 Months
Due	Jan 1, 2015

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400003445
Date	Aug 12, 2014
Instrument	0400003445

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0173857001
Date	Nov 17, 2009
Instrument	0173857001

Lender

Name	BANK OF AMERICA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	134 Months
Due	Jan 1, 2021

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 7, 2025
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Document Number	202500002318
Instrument Date	Jun 30, 2025
Instrument	2025-00002318
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	517 MAPLE HILL RD, HAVERTOWN, PA 19083-1807

Mortgage

Document Number	202500002319
Date	Jul 7, 2025
Instrument	2025-00002319

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 28, 2021
Property Address	57 FREDERICK DR, APALACHIN, NY 13732-4130
Document Number	2021000003082
Instrument Date	Jun 21, 2021
Instrument	20210-00003082
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 LINDSLEY DR, MORRISTOWN, NJ 07960-4463

Mortgage

Document Number	21000003083
Date	Jun 28, 2021
Instrument	210-00003083

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,940.00 (-0.27%)
2025	$6,959.00 (+178.47%)	$124,100 (-) Land $16,300 Building $107,800	$237,512 (+3.35%) Land $31,196 Building $206,316
2023		$124,100 Land $16,300 Building $107,800	$229,815 Land $30,185 Building $199,630
2019	$2,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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