57 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 57 Forest Dr, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,783 sqft · built 1980
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Company Names on File
Last Sale	$323,000 (Oct 2014)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 3 385`

Property Details

APN / Parcel Number

Primary APN	`18A 3 385`
Alternative APN	`2942`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	5,407 sqft
1st Floor Area	1,075 sqft
Basement Area	1,476 sqft
Finished Basement	768 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,557 sqft (0.426 acres)
Terrain	Rolling
View / Lot	Waterfront
Deck Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2942
Street Address	57 FOREST DR
City	PALMYRA
State	VA
Zip	22963-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 926-744 MONTPELIER-3 LOT 385 18,549 SF
Legal Subdivision	PHASE 3 MONTPELIER, LAKE MONTICE
Legal Block	38
Legal Lot Number	385
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 385

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1330 QUAIL RIDGE DR, RESTON, VA 20194-1114
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20142895
Last Transfer Date	Jul 09, 2025
Transfer Doc	0000002093
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	57 FOREST DR, PALMYRA, VA 22963-2116
Transaction Type	Mortgage
Record Updated	Aug 04, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002190
Date	Jun 22, 2020
Instrument	200002190

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,200 (-) Land $190,000 Building $485,200	$675,200 (-) Land $190,000 Building $485,200
2025	$5,097.00 (+59.23%)	$675,200 (+78.01%) Land $190,000 Building $485,200	$675,200 (+78.01%) Land $190,000 Building $485,200
2023		$379,300 Land $190,000 Building $189,300	$379,300 Land $190,000 Building $189,300
2022	$3,201.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.