57 Falcon Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 57 Falcon Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 2021
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jan 2022)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551300803582000`

Property Details

APN / Parcel Number

Primary APN	`551300803582000`
Alternative APNs	`43885` `56536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Heated Area
Gross Area	1,628 sqft
1st Floor Area	1,204 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	538 ft deep x 30 ft wide
Porch	Slab
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56536
Street Address	57 FALCON RIDGE LN
City	MURPHY
State	NC
Zip	28906-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 KILPATRICK PROP 1538/309
Legal Subdivision	R E KUYKENDALL SUBDIVISION
Legal Phase	1538
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3022
Census Tract	930401

Owner

Source: Cherokee County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 FALCON RIDGE LN, MURPHY, NC 28906-3651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	2022234
Deed Book / Page	1701 / 640
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 24, 2026
Property Address	57 FALCON RIDGE LN, MURPHY, NC 28906-3651
Document Number	0000003115
Book / Page	1804 / 171
Instrument Date	Jun 18, 2026
Instrument	20263115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 FALCON RIDGE LN, MURPHY, NC 28906-3651

Mortgage

Document Number	0000003115,
Date	Jun 24, 2026
Book Page	1804/171
Instrument	20263115

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 13, 2022
Property Address	57 FALCON RIDGE LN, MURPHY, NC 28906-3651
Document Number	001701/640
Book / Page	1701 / 640
Instrument Date	Dec 3, 2021
Instrument	234
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 FALCON RIDGE LN, 57, MURPHY, NC 28906-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 FALCON RIDGE LN, MURPHY, NC 28906-3651

Mortgage

Document Number	0001701642
Date	Jan 13, 2022
Instrument	1701/642

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00	$163,410 (-)	$163,410 (-) Land $10,000 Building $153,410
2023		$163,410	$163,410 Land $10,000 Building $153,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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