Penobscot County and Bangor City property record for 57 Elm St, Bangor, ME 04401
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,497 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Jun 2026) |
| Tax Bill | $3,984 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:048 L:095 |
| Primary APN | BANG M:048 L:095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,497 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 8152 |
|---|---|
| Street Address | 57 ELM ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-5307 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URD1 |
| Legal Lot Number | 95 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 200 |
Source: Penobscot County and Bangor City records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SPRING ST, PORTLAND, ME 04101-3992 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Jul 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Sep 4, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 202616109 |
| Deed Book / Page | 17913 / 284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jun 18, 2026 |
| Property Address | 57 ELM ST, BANGOR, ME 04401-5307 |
| Document Number | 0000016109 |
| Book / Page | 17913 / 284 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202616109 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 SPRING ST, PORTLAND, ME 04101-3992 |
| Date | Jun 18, 2026 |
|---|
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jul 30, 2021 |
| Property Address | 57 ELM ST, BANGOR, ME 04401-5307 |
| Document Number | 0161290289 |
| Book / Page | 16129 / 289 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 26047 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 WILLIAM ST, PORTLAND, ME 04103-4829 |
| Document Number | 0000026048 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 26048 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Sep 4, 2019 |
| Property Address | 57 ELM ST, BANGOR, ME 04401-5307 |
| Document Number | 0152660248 |
| Book / Page | 15266 / 248 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 26328 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 MAIN ST, BANGOR, ME 04401-6303 |
| Document Number | 0000026329 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 26329 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,984.00 (+6.44%) | $225,100 (+11.55%) Land $16,800 Building $208,300 |
| 2024 | $3,743.00 (+11%) | $201,800 (+14.59%) Land $16,100 Building $185,700 |
| 2023 | $3,372.00 (+11.54%) | $176,100 (+18.83%) Land $15,500 Building $160,600 |
| 2022 | $3,023.00 | $148,200 Land $15,500 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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