57 Elm St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 57 Elm St, Andover, MA 01810

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 2,866 sqft · built 1905
Lot Size0.155 acres (6,765 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Nov 2023)
Tax Bill$8,347 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNANDO M:00038 B:00240 L:00002

Property Details

APN / Parcel Number

Primary APNANDO M:00038 B:00240 L:00002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area2,866 sqft Living Area
Gross Area3,406 sqft
Basement Area840 sqft
Finished Basement840 sqft
Unfinished Basement607 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,765 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address57 ELM ST
CityANDOVER
StateMA
Zip01810-3605
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSRA
Legal Block240
Legal Lot Number2
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1009
Census Tract254200

Owner

57 Elm St, a condominium, is owned and occupied by two individuals who bought it in November 2023.

Source: Essex County and Andover Town records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address57 ELM ST, ANDOVER, MA 01810-3605
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Quit Claim Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Mar 10, 2023Quit Claim Deed, Transfer
Dec 11, 2017Quit Claim Deed, Transfer
STONEHAM COOPERATIVE BANK
Mar 28, 2017Foreclosure
STONEHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2023 · Amount on File
Deed SaleNov 29, 2023 · Amount on File
Prior SaleMar 10, 2023 · Amount on File
Deed Book / Page17885 / 7
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateNov 29, 2023
Property Address57 ELM ST, ANDOVER, MA 01810-3605
Document Number00017885-7
Book / Page17885 / 7
Instrument DateNov 29, 2023
Instrument19676
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address57 ELM ST # 2, 2, ANDOVER, MA 01810-3605

Mortgage

Document Number0000019677
DateNov 29, 2023
Instrument19677
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateMar 10, 2023
Property Address57 ELM ST, ANDOVER, MA 01810-3605
Document Number017695-316
Book / Page17695 / 316
Instrument DateMar 4, 2023
Instrument3506
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 ELM ST # 2, 2, ANDOVER, MA 01810-3605

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateDec 11, 2017
Property Address57 ELM ST, ANDOVER, MA 01810-3605
Document Number15326-42
Book / Page15326 / 42
Instrument32282
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$77.05
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 ELM ST, ANDOVER, MA 01810-3605

Mortgage

Document Number0015326-44
DateDec 11, 2017
Book Page15326/44
Instrument32283
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
AmountAmount on Record
Term372 Months
DueDec 1, 2048

March 2017: Foreclosure

Document TypeForeclosure
JurisdictionANDOVER MA
Recording DateMar 28, 2017
Property Address57 ELM ST, ANDOVER, MA 01810-3605
Document Number015028-300
Book / Page15028 / 300
Instrument7665
Transaction TypeForeclosure
Record UpdatedJun 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77.05
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150280306
DateMar 28, 2017
Instrument15028/0306
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMar 28, 2047
Interest
Rate4.25%
Max Rate At Change40.1%
Max Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 57 Elm St was $8,347, down 16.6% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,347.00 (-16.6%)$668,300 (-13.99%) Building $668,300$763,325
2024$10,008.00 (+4.07%)$777,000 (+10.37%) Building $777,000
2023$9,617.00$704,000 Building $704,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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