57 Elm Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 57 Elm Dr, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jul 2021)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Jul 2021 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T25 090`

Property Details

APN / Parcel Number

Primary APN	`T25 090`
Alternative APN	`686100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,200 sqft Heated Area
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Gentle Slope
Garage Area	288 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	686100
Street Address	57 ELM DR
City	TOCCOA
State	GA
Zip	30577-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 23 PINE VALLEY EXT S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	23
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3000
Census Tract	970102

Owner

Source: Stephens County records · APN T25 090

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 974, TOCCOA, GA 30577-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer
May 04, 2018	Grant Deed, Subdivision Related Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20211072
Deed Book / Page	1260 / 466
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	0007680328
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 23, 2021
Property Address	57 ELM DR, TOCCOA, GA 30577-3201
Document Number	0012600466
Book / Page	1260 / 466
Instrument Date	Jul 23, 2021
Instrument	2021-001072
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 ELM DR, TOCCOA, GA 30577-3201

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 04, 2018
Property Address	57 ELM DR, TOCCOA, GA 30577-3201
Document Number	0011490187
Book / Page	001149 / 000187
Instrument Date	Apr 30, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 ELM DR TOCCOA GA 305773201, TOCCOA, GA 30577-3201

Mortgage

Document Number	11490191
Date	May 04, 2018
Book Page	001149/000191

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 03, 2048

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (+67.85%) Homeowner's exemption Senior Citizen's exemption	$106,978 (+65.95%) Land $3,568 Building $103,410	$267,447 (+65.95%) Land $8,921 Building $258,526
2023	$1,241.00 (-41.96%) Homeowner's exemption	$64,463 (+6.61%) Land $3,568 Building $60,895	$161,158 (+6.6%) Land $8,921 Building $152,237
2022	$2,138.00 Homeowner's exemption	$60,469 Land $3,568 Building $56,901	$151,174 Land $8,921 Building $142,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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