57 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 57 E Chicago St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,135 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Sep 2017)
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-678-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-678-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,135 sqft Building Perimeter
1st Floor Area	1,135 sqft
Basement Area	1,135 sqft
Unfinished Basement	1,135 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	10,019 sqft (0.23 acres)
Garage Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 E CHICAGO ST
City	COLDWATER
State	MI
Zip	49036-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 49 FT W OF NE COR OF LOT 36 VILLAGE NOW CITY OF COLDWATER TH NELY 67.5 FT TH NWLY 49 FT TH SWLY 1.5 FT TH NWLY 43.5 FT TH
Legal Subdivision	CITY COLDWATER
Legal Lot Number	36
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2006
Census Tract	951400

Owner

Source: Branch County records · APN 302-000-000-678-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	57 E CHICAGO ST, COLDWATER, MI 49036-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2017 · Amount on Record
Deed Sale	Sep 07, 2017 · Amount on Record
Prior Sale	May 03, 2005 · Amount on Record
Deed Document Number	20176094
Prior Transfer Date	Sep 01, 2017
Prior Transfer Doc	201706094
Record Updated	Sep 20, 2026

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Sep 07, 2017
Property Address	57 E CHICAGO ST, COLDWATER, MI 49036-1638
Document Number	201706094
Instrument Date	Sep 01, 2017
Instrument	2017-06094
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 E CHICAGO ST, COLDWATER, MI 49036-1638

Mortgage

Document Number	201706095
Date	Sep 07, 2017
Instrument	2017-06095

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,550 (+16.64%)	$241,100 (+16.64%)
2025	$2,509.00 (+3.68%)	$103,350	$206,700
2024	$2,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.