57 E 5th St, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 57 E 5th St, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individuals on Record
Last Sale	$344,000 (Sep 2009)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`550800 169.31-3127-18`

Property Details

APN / Parcel Number

Primary APN	`550800 169.31-3127-18`
Alternative APNs	`080016903131270180000000` `088760`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	088760
Street Address	57 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10550-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE OF MOUNT VERNON
Legal Block	3127
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1009
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	57 E 5TH ST, MOUNT VERNON, NY 10550-4257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Sep 10, 2018	Loan Modification, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2009 · Amount on Record
Deed Sale	Sep 3, 2009 · Amount on Record
Prior Sale	Jul 29, 2008 · Amount on Record
Deed Document Number	2009492330483
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	57 E 5TH ST, MOUNT VERNON, NY 10550-4257
Document Number	0582823411
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 E 5TH ST MOUNT VERNON NY 105504257, MOUNT VERNON, NY 10550-4257

Mortgage

Document Number	0582823411
Date	Oct 9, 2018
Book Page	058282/003411

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	57 E 5TH ST, MOUNT VERNON, NY 10550-4257
Document Number	0582823410
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 E 5TH ST MOUNT VERNON NY 105504257, MOUNT VERNON, NY 10550-4257

Mortgage

Document Number	0582823410
Date	Oct 9, 2018
Book Page	058282/003410

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00	$5,500 (-) Land $1,500 Building $4,000	$305,555 (+6.67%) Land $83,333 Building $222,222
2024	Homeowner's exemption	$5,500 (-) Land $1,500 Building $4,000	$286,458 (-10.94%) Land $78,125 Building $208,333
2023		$5,500 (-) Land $1,500 Building $4,000	$321,637 (+17.54%) Land $87,719 Building $233,918
2022		$5,500 Land $1,500 Building $4,000	$273,632 Land $74,627 Building $199,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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