57 Downy Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 57 Downy Trl, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,134 sqft Heated Area
Lot Size	27,878 sqft (0.639 acres)
Occupancy	Owner Occupied
Last Sale	$417,000 (2024)
Tax Bill	$1,499.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`455002898805000`
Alternative APNs	`13335` `63857`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,134 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	27,878 sqft (0.639 acres)
Depth X Width	211 ft x 151 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	720 sqft Garage
Deck Area	506 sqft Deck
Porch	Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	63857
Street Address	57 DOWNY TRL
City	MURPHY
State	NC
Zip	28906-6911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 59 COUNTRY MTN RIDGE 1106/1
Legal Lot Number	59
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	1
Census Block	1000
Census Tract	930606

Owner

Source: Cherokee County records · APN 455002898805000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	57 DOWNY TRL, MURPHY, NC 28906-6911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2024 · Amount on Record
Deed Sale	Oct 14, 2024 · Amount on Record
Deed Doc Number	5164
Deed Book / Page	1766 / 353
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	57 DOWNY TRL, MURPHY, NC 28906-6911
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 DOWNY TRL, MURPHY, NC 28906-6911

Mortgage

Document Number	01717/1496
Date	Aug 04, 2022
Book Page	1717/1496
Instrument	5105

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,499.00	$215,280 (-)	$215,280 (-) Land $23,400 Building $191,880
2023		$215,280	$215,280 Land $23,400 Building $191,880

Flood & Wildfire

57 Downy Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 82nd in North Carolina
Wildfire Likelihood	Moderate — about 1 in 503 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.