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57 Crest St, Ludlow, MA 01056 Property Records

Hampden County and Palmer Town City property record for 57 Crest St, Ludlow, MA 01056

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,376 sqft · built 1917
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Aug 2024)
Tax Bill$4,827 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNPALM M:91 B:4

Property Details

APN / Parcel Number

Primary APNPALM M:91 B:4
Alternative APN
  • M:0091 L:000004

Interior

Bedrooms6 Beds
Full Baths3 Baths
Units2 Units
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area3,810 sqft
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address57 CREST ST
CityLUDLOW
StateMA
Zip01056
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTR
Legal Block4
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group3
Census Block3005
Census Tract810404

Owner

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address833 CENTER ST, LUDLOW, MA 01056-1410
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2024Quit Claim Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 11, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2024 · Amount on Record
Deed SaleAug 6, 2024 · Amount on Record
Prior SaleMar 22, 2005 · Amount on Record
Transfer Doc21636-285
Record UpdatedJun 8, 2026

August 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateAug 6, 2024
Property Address57 CREST ST, LUDLOW, MA 01056
Document Number025522-447
Book / Page25522 / 447
Instrument DateAug 6, 2024
Instrument35586
Transaction TypeTransfer
Record UpdatedOct 2, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address833 CENTER ST, LUDLOW, MA 01056-1410

Mortgage

Document Number0000035587
DateAug 6, 2024
Instrument35587
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateApr 11, 2017
Property Address57 CREST ST, BONDSVILLE, MA 01009-7724
Document Number21636-285
Book / Page021636 / 000285
Instrument DateApr 11, 2017
Instrument19079
Transaction TypeTransfer
Record UpdatedMay 2, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address70 MAXWELL RD MONSON MA 010579438, MONSON, MA 01057-9438

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,827.00 (+7.48%)$254,200 (+9.85%) Land $50,700 Building $203,500
2024$4,491.00 (+2.93%)$231,400 (+7.78%) Land $46,100 Building $185,300
2023$4,363.00$214,700 Land $46,100 Building $168,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONDSVILLE FIRE AND WATER DISTRICT
serves 1,429 people · EPA ID MA1227002
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2025)
action level 15 ppb
Copper2.1 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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