Washington County and Jackson Town property record for 57 Co Rte 78, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,644 sqft · built 1930 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,640 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 534200 248.-1-10.6 |
| Primary APN | 534200 248.-1-10.6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 57 COUNTY ROUTE 78 |
|---|---|
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE/LOT SUB LOT 7A |
| Legal Block | 1 |
| Legal Lot Number | 10.006 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 91000 |
57 Co Rte 78 is owned and occupied by two individuals.
Source: Washington County and Jackson Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 COUNTY ROUTE 78, CAMBRIDGE, NY 12816-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 57 COUNTY ROUTE 78, CAMBRIDGE, NY 12816-2816 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000009 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024-609 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 57 COUNTY ROUTE 78, CAMBRIDGE, NY 12816-2816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 237 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-5237 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 57 Co Rte 78 was $3,640 with exemptions applied, up 12.6% from the year before.
Source: Washington County and Jackson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Jackson Town |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,640.00 (+12.62%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,232.00 | $140,000 Land $30,100 Building $109,900 | $172,840 Land $37,161 Building $135,679 |
| 2023 | $132,000 Land $30,100 Building $101,900 | $146,667 Land $33,445 Building $113,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Co Rte 78 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Co Rte 78 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures