57 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 57 Clifton Bay Loop, Saint Johns, FL 32259 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,265 sqft · built 2020
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$484,000 (Aug 2026)
Tax Bill	$6,919 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023719-1250`

Property Details

APN / Parcel Number

Primary APN	`023719-1250`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,265 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 125 OR5614/621
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	125
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2022
Census Tract	20904

Owner

Source: St. Johns County records · APN 023719-1250

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Warranty Deed, Transfer · VA Mortgage VYSTAR CREDIT UNION
May 26, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Aug 11, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2026 · Amount on Record
Deed Sale	Aug 07, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	202668070
Deed Book / Page	6417 / 757
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 07, 2026
Property Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Document Number	0000068070
Book / Page	6417 / 757
Instrument Date	Aug 05, 2026
Instrument	202668070
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SERV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139

Mortgage

Document Number	0000068071,
Date	Aug 07, 2026
Instrument	202668071

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 26, 2026
Property Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Document Number	0000044392
Book / Page	6369 / 1032
Instrument Date	May 14, 2026
Instrument	202644392
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139

Mortgage

Document Number	0000044392,
Date	May 26, 2026
Book Page	6369/1032
Instrument	202644392

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 18, 2066

Interest

Rate	6.3%
Max Rate	-1%

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 11, 2022
Property Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139
Document Number	0056140621
Book / Page	5614 / 621
Map Reference	MB 88 PG 52
Instrument Date	Aug 10, 2022
Instrument	2022077486
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9139

Mortgage

Document Number	0005614625
Date	Aug 11, 2022
Instrument	5614/625

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,138 (+2.7%)	$387,020 (-10.56%) Land $95,000 Building $292,020
2025	$6,919.00 (+5.28%) Homeowner's exemption	$229,930 (+2.9%)	$432,700 (-6.89%) Land $95,000 Building $337,700
2024	$6,572.00 (+4.4%) Homeowner's exemption	$223,450 (+7.24%)	$464,733 (+18.04%) Land $110,000 Building $354,733
2023	$6,295.00 (-26.2%) Homeowner's exemption	$208,358 (-44.59%)	$393,722 (+4.71%) Land $95,000 Building $298,722
2022	$8,530.00	$375,996	$375,996 Land $84,000 Building $291,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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