57 Central St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 57 Central St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,288 sqft)
Owner	2 Individual Names on File
Last Sale	$1,595,000 (Jul 2025)
Tax Bill	$17,173 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10D B:2546`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10D B:2546`
Alternative APNs	`M:00010D B:02546-00000` `3713`

Exterior

Lot Area	8,288 sqft (0.19 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	3713
Street Address	57 CENTRAL ST
City	CONCORD
State	MA
Zip	01742-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2546
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2004
Census Tract	361200

Owner

57 Central St is owned and occupied by two individuals who bought it in July 2025.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 CENTRAL ST, CONCORD, MA 01742-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM RAVEIS MORTGAGE CO
Sep 12, 2018	Deed of Trust, Mortgage · ARM RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Feb 22, 2002 · Amount on File
Deed Book / Page	84427 / 527
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 30, 2025
Property Address	57 CENTRAL ST, CONCORD, MA 01742-3014
Document Number	084427-527
Book / Page	84427 / 527
Instrument Date	Jul 30, 2025
Instrument	89873
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	57 CENTRAL ST, CONCORD, MA 01742-3014

Mortgage

Document Number	0000089874
Date	Jul 30, 2025
Instrument	89874

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	57 CENTRAL ST, CONCORD, MA 01742-3014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71605-402
Date	Sep 12, 2018
Book Page	71605/402
Instrument	140831

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 57 Central St was $17,173, up 2.8% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,173.00 (+2.75%)	$1,295,100 (+1.74%) Land $523,500 Building $771,600	$1,208,875
2024	$16,713.00 (+18.24%)	$1,272,900 (+16.7%) Land $523,500 Building $749,400
2023	$14,135.00	$1,090,700 Land $475,900 Building $614,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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