57 Cedar Tree Ln, Zirconia, NC 28790 Property Records

Henderson County property record for 57 Cedar Tree Ln, Zirconia, NC 28790

Property Summary

Property TypeMobile Home
Details2 ba · 1,456 sqft · built 2008
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on File
Last Sale$163,500 (Jul 2008)
Tax Bill$1,356 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9554546245

Property Details

APN / Parcel Number

Primary APN9554546245
Alternative APN
  • 1007423

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Heated Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2013
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area31,363 sqft (0.72 acres)
PorchSlab
Porch Area168 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1007423
Street Address57 CEDAR TREE LN
CityZIRCONIA
StateNC
Zip28790-6819
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code1007423~R3
Legal DescriptionGREEN RIVER ESTATES LO7 SEA PLC-266
Legal SubdivisionGREEN RIVER ESTATES
Legal Block54
Legal Lot Number6245
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group2
Census Block2037
Census Tract932000

Owner

Source: Henderson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address57 CEDAR TREE LN, ZIRCONIA, NC 28790-6819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2008 · Amount on Record
Deed SaleJul 10, 2008 · Amount on Record
Prior SaleMay 20, 2008 · Amount on Record
Deed Book / Page1366 / 692
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address57 CEDAR TREE LN, ZIRCONIA, NC 28790-6819
Document Number0000100351
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100351
DateNov 17, 2020
Book Page000010/000351
Instrument938374
Lender
NameFREEDOM MTG
TypeMortgage Company
Address907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054-1210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,500 (-) Land $68,500 Building $187,000
2025$1,356.00
2023$255,500 Land $68,500 Building $187,000$255,500 Land $68,500 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number