57 Carroll St, Westminster, MD 21157 Property Records

Carroll County property record for 57 Carroll St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1925
Lot Size	0.137 acres (5,950 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-055536`

Property Details

APN / Parcel Number

Primary APN	`07-055536`
Alternative APNs	`7055536` `055536`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Lot Area	5,950 sqft (0.137 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	055536
Street Address	57 CARROLL ST
City	WESTMINSTER
State	MD
Zip	21157-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 2 - 5950 SF 57 CARROLL ST 1C-18 SULLIVANS ADDITION
Legal Subdivision	SULLIVANS ADD
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3034
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

57 Carroll St is owned and occupied by an individual who bought it in June 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	57 CARROLL ST, WESTMINSTER, MD 21157-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU/MD INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Jan 29, 2002 · Amount on File
Deed Book / Page	11780 / 421
Prior Transfer Date	Oct 26, 2011
Prior Transfer Doc	0067090502
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 3, 2026
Property Address	57 CARROLL ST, WESTMINSTER, MD 21157-4830
Document Number	1178000421
Book / Page	11780 / 421
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CARROLL ST, WESTMINSTER, MD 21157-4830

Mortgage

Document Number	1178000428,
Date	Jun 3, 2026
Book Page	11780/428

Lender

Name	BAY CAPITAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Apr 8, 2026
Property Address	57 CARROLL ST, WESTMINSTER, MD 21157-4830
Document Number	1173000039
Book / Page	11732 / 39
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1173000039,
Date	Apr 8, 2026
Book Page	11732/39

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	57 CARROLL ST, WESTMINSTER, MD 21157-4830
Document Number	0098750030
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 CORPORATE BLVD LINTHICUM MD 210902342, LINTHICUM, MD 21090-2342

Mortgage

Document Number	0098750030
Date	Sep 30, 2020
Book Page	009875/000030

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 57 Carroll St was $3,714, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 (+5.27%)	$225,100 (+5.7%) Land $69,700 Building $155,400	$225,100 (-) Land $69,700 Building $155,400
2025	$3,528.00 Homeowner's exemption	$212,967	$225,100 Land $69,700 Building $155,400
2023	$3,189.00 Homeowner's exemption	$188,700 Land $69,700 Building $119,000	$188,700 Land $69,700 Building $119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Carroll St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Carroll St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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