57 Cambrian Way, Saint Charles, MO 63301 Property Records

St. Charles County property record for 57 Cambrian Way, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,426 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,400 (Mar 2021)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A896000178`

Property Details

APN / Parcel Number

Primary APN	`A896000178`
Alternative APN	`6-0017-6453-00-0248.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,426 sqft Living Area
Gross Area	5,239 sqft
1st Floor Area	2,325 sqft
Basement Area	2,293 sqft
Finished Basement	2,101 sqft
Unfinished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	270 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A896000178
Street Address	57 CAMBRIAN WAY
City	SAINT CHARLES
State	MO
Zip	63301-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON PK 3RD EDIT LOT 248
Legal Subdivision	HUNTINGTON PK 3RD EDIT
Legal Lot Number	248
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1022
Census Tract	310602

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 12, 2021	Warranty Deed, Transfer · VA Mortgage INTEGRITY MORTGAGE OF MISSOURI CORP
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit SAINTS AVE BK
Apr 30, 2020	Deed of Trust, Mortgage SAINTS AVE BK
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit RCSBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	202122086
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	0058640917
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MARKET ST 1660, 1660, SAINT LOUIS, MO 63101-2502

Mortgage

Document Number	0000034313
Date	Jun 20, 2022
Instrument	2022R-034313

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 12, 2021
Property Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Document Number	2021R022086
Map Reference	MB 28 PG 176&177
Instrument Date	Mar 11, 2021
Instrument	2021R-022086
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729

Mortgage

Document Number	2021R022087
Date	Mar 12, 2021
Instrument	2021R-022087

Lender

Name	INTEGRITY MORTGAGE OF MISSOURI CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Document Number	0000103592
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	57 CAMBRIAN WAY ST CHARLES MO 633018729, ST CHARLES, MO 63301-8729

Mortgage

Document Number	0000103592
Date	Dec 31, 2020
Instrument	103592

Lender

Name	SAINTS AVE BK
Address	HANNIBAL, MO 63401-0350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2030

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Document Number	0072900764
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	57 CAMBRIAN WAY ST CHARLES MO 633018729, ST CHARLES, MO 63301-8729

Mortgage

Document Number	0072900764
Date	May 8, 2020
Book Page	007290/000764
Instrument	296290

Lender

Name	SAINTS AVE BK
Address	PO BOX 350, HANNIBAL, MO 63401-0350

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729
Document Number	0067341143
Book / Page	006734 / 001143
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	57 CAMBRIAN WAY ST CHARLES MO 633018729, ST CHARLES, MO 63301-8729

Mortgage

Document Number	0067341143
Date	Apr 27, 2017
Book Page	006734/001143
Instrument	254270

Lender

Name	RCSBANK
Type	Bank
Address	HANNIBAL, MO 63401-0350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,537.00 (+6.13%)	$88,689 (+8.72%)	$466,787 (+8.73%) Land $70,000 Building $396,787
2024	$5,217.00
2023		$81,572
2022			$429,326 Land $55,000 Building $374,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	61 (1979–2022)
Claims Outside the SFHA	16 of 61
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 10 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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