Mitchell County property record for 57 Blue Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1969 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,688 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0797-01-49-1028 |
| Primary APN | 0797-01-49-1028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Lot Area | 67,954 sqft (1.56 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 555685931 |
|---|---|
| Street Address | 57 BLUE RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG LYNN GAP |
| Legal Subdivision | SWISS VILLAGE INC |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 950400 |
57 Blue Ridge Rd is held in a trust since September 2014.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 308 MATCHLOCK CMNS, SPARTANBURG, SC 29302-4441 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2014 |
| Transfer Doc | 000552/236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | May 29, 2026 |
| Property Address | 57 BLUE RIDGE RD, SPRUCE PINE, NC 28777 |
| Document Number | 0000000910 |
| Book / Page | 690 / 277 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0000000910, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 690/277 |
| Instrument | 2026910 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 30, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 57 Blue Ridge Rd was $1,688.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,688.00 | $263,800 (-) Land $84,000 Building $179,800 | |
| 2025 | $1,688.00 | $263,800 Land $84,000 Building $179,800 | |
| 2023 | $1,651.00 | $262,100 Land $82,300 Building $179,800 | $262,100 Land $82,300 Building $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Blue Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Blue Ridge Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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