57 Beachside Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 57 Beachside Dr, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,522 sqft · built 2018
Lot Size0.429 acres (18,687 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Dec 2025)
Tax Bill$10,863 (2025)
Deeds & MortgagesJun 2021 Refinance
Dec 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN11741

Property Details

APN / Parcel Number

Primary APN11741
Alternative APN
  • LUDL M:16A B:1650 P:96A

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,522 sqft Living Area
Gross Area5,709 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,687 sqft (0.429 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11741
Street Address57 BEACHSIDE DR
CityLUDLOW
StateMA
Zip01056-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1650
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1020
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 N MAPLE ST, HADLEY, MA 01035-9770
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MONSON SAVINGS BANK
Dec 2, 2025Quit Claim Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2019Deed of Trust, Mortgage · Line of Credit
POLISH NATIONAL CU
Jun 23, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 13, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 25, 2019Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2025 · Amount on Record
Deed SaleDec 2, 2025 · Amount on Record
Deed Document Number202557643
Deed Book / Page26133 / 158
Prior Transfer DateJun 7, 2021
Prior Transfer Doc023956-285
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023964-546
DateJun 28, 2021
Book Page23964/546
Instrument44303
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateDec 2, 2025
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Document Number026133-158
Book / Page26133 / 158
Instrument DateDec 2, 2025
Instrument57643
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address81 N MAPLE ST, HADLEY, MA 01035-9770

Mortgage

Document Number0000057644
DateDec 2, 2025
Instrument57644
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number022599-368
DateMar 27, 2019
Book Page22599/368
Instrument14773
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJun 23, 2021
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Document Number023956-285
Book / Page23956 / 285
Instrument DateJun 7, 2021
Instrument43019
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateDec 13, 2019
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Document Number22997-284
Book / Page022997 / 000284
Instrument DateOct 23, 2019
Instrument73467
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address57 BEACHSIDE DR LUDLOW MA 010562441, LUDLOW, MA 01056-2441

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJan 25, 2019
Property Address57 BEACHSIDE DR, LUDLOW, MA 01056-2441
Document Number22533-591
Book / Page022533 / 000591
Instrument DateJan 23, 2019
Instrument4449
Transaction TypeTransfer
Record UpdatedFeb 13, 2019

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GRANBY RD SOUTH HADLEY MA 01128, SOUTH HADLEY, MA 01128

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,863.00 (+3.71%)$626,100 (+8.13%) Land $76,000 Building $550,100
2024$10,474.00 (+3.56%)$579,000 (+11.69%) Land $76,000 Building $503,000$475,475
2023$10,114.00$518,400 Land $63,200 Building $455,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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