57 2nd St, Newport, RI 02840 Property Records

Newport City property record for 57 2nd St, Newport, RI 02840

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,864 sqft · built 1850
Lot Size	0.116 acres (5,049 sqft)
Owner	Individual Name on Record
Last Sale	$2,625,000 (Jan 2024)
Tax Bill	$15,346 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R02504`

Property Details

APN / Parcel Number

Primary APN	`R02504`
Alternative APN	`NEWP M:012 B:0061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,964 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,049 sqft (0.116 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R02504
Street Address	57 2ND ST
City	NEWPORT
State	RI
Zip	02840-1952
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R10
Legal Block	61
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2030
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 2ND ST, NEWPORT, RI 02840-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Sep 19, 2022	Warranty Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · ARM THE WASHINGTON TRUST CO OF WESTERLY
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Jun 19, 2017	Warranty Deed, Transfer WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Book / Page	3181 / 228
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NEWPORT RI
Recording Date	Jan 23, 2024
Property Address	57 2ND ST, NEWPORT, RI 02840-1952
Document Number	003181-228
Book / Page	3181 / 228
Instrument Date	Jan 22, 2024
Instrument	150950
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150952
Date	Jan 23, 2024
Instrument	150952

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Feb 1, 2034
Max Rate At Change	2.75%
Index	Other

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Sep 19, 2022
Property Address	57 2ND ST, NEWPORT, RI 02840-1952
Document Number	0003109-57
Book / Page	3109 / 57
Instrument Date	Sep 9, 2022
Instrument	144716
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11 DEAN RIDGE DR, CRANSTON, RI 02920-3604

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	57 2ND ST, NEWPORT, RI 02840-1952
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2934-214
Date	Oct 20, 2020
Book Page	2934/214
Instrument	131658

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2035
Index	1-Year CMT
Margin	3

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	57 2ND ST, NEWPORT, RI 02840-1952
Document Number	2883-259
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 2ND ST NEWPORT RI 028401952, NEWPORT, RI 02840-1952

Mortgage

Document Number	2883-259
Date	Apr 22, 2020
Book Page	002883/000259
Instrument	128186

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jun 19, 2017
Property Address	57 2ND ST, NEWPORT, RI 02840-1952
Document Number	2678-231
Book / Page	002678 / 000231
Instrument Date	Jun 19, 2017
Instrument	111791
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 2ND ST NEWPORT RI 028401952, NEWPORT, RI 02840-1952

Mortgage

Document Number	2678-233
Date	Jun 19, 2017
Book Page	002678/000233
Instrument	111792

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,346.00 (+46.11%)	$2,137,300 (+101.86%) Land $489,100 Building $1,648,200	$2,821,839
2023	$10,503.00 (+3.22%)	$1,058,800 (-) Land $322,000 Building $736,800
2022	$10,175.00	$1,058,800 Land $322,000 Building $736,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	5 (1991–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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