56D S Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 56D S Whitney St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 2006
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$5,769 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125391-0030`

Property Details

APN / Parcel Number

Primary APN	`125391-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,562 sqft
1st Floor Area	1,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Lot Dimensions	315 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	278 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	146 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	56D S WHITNEY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	57/3-4 HUERTAS GRANT EAST 1/2 REPLAT LOT 6 BLOCK 13 LOT 3 OR5062/1416
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	HUERTAS GRANT, EAST 1/2, REPLAT LOT 6, B
Legal Block	13
Legal Lot Number	6,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1036
Census Tract	20300

Owner

56D S Whitney St is owned and occupied by two individuals who bought it in April 2026.

Source: St. Johns County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56D S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202634351
Deed Book / Page	6349 / 76
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2026
Property Address	56D S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0375
Document Number	0063490076
Book / Page	6349 / 76
Instrument Date	Apr 16, 2026
Instrument	202634351
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	56D S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0375
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034352,
Date	Apr 22, 2026
Instrument	202634352

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2026
Property Address	56D S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0375
Document Number	0000034351
Book / Page	6349 / 76
Instrument Date	Apr 16, 2026
Instrument	2026.34351
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	56D S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0375

Mortgage

Document Number	0000034352,
Date	Apr 22, 2026
Instrument	2026..34352

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 6, 2020
Property Address	56 S WHITNEY ST # D, D, SAINT AUGUSTINE, FL 32084-0375
Document Number	0050621416
Book / Page	5062 / 1416
Map Reference	MB 57 PG 3
Instrument Date	Sep 28, 2020
Instrument	2020087392
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CORNWALL PLACE, 105, WHITELAND, IN 46184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 N US HIGHWAY 31, WHITELAND, IN 46184-9553

Mortgage

Document Number	50621418
Date	Oct 6, 2020
Instrument	5062/1418

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 56D S Whitney St was $5,769, up 14.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,226 (-11.91%)	$350,989 (+5.08%) Land $87,500 Building $263,489
2025	$5,769.00 (+14.49%)	$334,021	$334,021 Land $77,500 Building $256,521
2024	$5,039.00 (+1.18%)
2023	$4,980.00 (+15.65%)	$348,206 (+28.38%)	$348,206 (+28.38%) Land $72,450 Building $275,756
2022	$4,306.00	$271,235	$271,235 Land $56,826 Building $214,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56D S Whitney St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	5 of 42
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56D S Whitney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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