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5699 Western Sun Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5699 Western Sun Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,846 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$258,490 (2019)
Tax Bill$4,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-26-31-0122-0001-2230
Alternative APN
  • 263104012200012230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Living Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area280 sqft Pool
Deck Area520 sqft Deck
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5699 WESTERN SUN DR
CitySAINT CLOUD
StateFL
Zip34771-7495
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 223
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Lot Number223
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 04-26-31-0122-0001-2230

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5699 WESTERN SUN DR, SAINT CLOUD, FL 34771-7495
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE
Sep 23, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Jan 22, 2019Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2019 · Amount on Record
Deed SaleJan 22, 2019 · Amount on Record
Deed Doc Number20198323
Deed Book / Page5465 / 2471
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 21, 2026
Property Address5699 WESTERN SUN DR, SAINT CLOUD, FL 34771-7495
Document Number0000067253
Book / Page6975 / 662
Instrument DateMay 12, 2026
Instrument202667253
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5699 WESTERN SUN DR, SAINT CLOUD, FL 34771-7495
InvestorPossibly a Property Investor

Mortgage

Document Number0000067253,
DateMay 21, 2026
Book Page6975/662
Instrument202667253
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term317 Months
DueOct 01, 2052
Interest
Rate6.3%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5699 WESTERN SUN DR, SAINT CLOUD, FL 34771-7495
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5699 WESTERB SUN DRIVE, SAINT CLOUD, FL 34771-7495

Mortgage

Document Number0062910297
DateSep 23, 2022
Book Page6291/297
Instrument2022144539
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 22, 2019
Property Address5699 WESTERN SUN DR, SAINT CLOUD, FL 34771-7495
Document Number0054652471
Book / Page5465 / 2471
Map ReferenceMB 26 PG 193-195
Instrument DateJan 18, 2019
Instrument2019008323
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,809.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5699 WESTERN SUN DRIVE ST, SAINT CLOUD, FL 34771-7495

Mortgage

Document Number2019008324
DateJan 22, 2019
Instrument2019008324
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,191.00 (+6.13%) Homeowner's exemption$277,071 (+5.99%)$351,400 (-0.14%) Land $70,000 Building $281,400
2023$3,949.00 (+15.98%) Homeowner's exemption$261,421 (+13.13%)$351,900 (+28.57%) Land $65,000 Building $286,900
2022$3,405.00 Homeowner's exemption$231,089$273,700 Land $55,000 Building $218,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 238 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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