Ashe County property record for 5699 Three Top Rd, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1985 |
| Lot Size | 0.802 acres (34,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Nov 2014) |
| Tax Bill | $957 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03118-047 |
| Primary APN | 03118-047 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 1,568 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Lot Area | 34,935 sqft (0.802 acres) |
| Garage Area | 640 sqft |
| Account Number | 26789 |
|---|---|
| Old Parcel Number | 03118047 |
| Street Address | 5699 THREE TOP RD |
| City | TODD |
| State | NC |
| Zip | 28684-9497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .802 A (A ADJ PER SURVEY) -AC CHG PER SURVEY 9 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970701 |
5699 Three Top Rd is owned and occupied by two individuals who bought it in November 2014.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5699 THREE TOP RD, TODD, NC 28684-9497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2014 · Amount on File |
| Deed Sale | Nov 19, 2014 · Amount on File |
| Prior Sale | Sep 22, 2011 · Amount on File |
| Deed Document Number | 20144897 |
| Deed Book / Page | 455 / 1673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 5699 THREE TOP RD, TODD, NC 28684-9497 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00553/1975 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 553/1975 |
| Instrument | 2759 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 28, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5699 Three Top Rd was $957.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $957.00 | $179,300 (-) Land $9,500 Building $169,800 | $179,300 (-) Land $9,500 Building $169,800 |
| 2025 | $957.00 | $179,300 Land $9,500 Building $169,800 | $179,300 Land $9,500 Building $169,800 |
| 2023 | $921.00 (+13.56%) | $179,300 (+59.95%) Land $9,500 Building $169,800 | $179,300 (+59.95%) Land $9,500 Building $169,800 |
| 2022 | $811.00 | $112,100 Land $10,000 Building $102,100 | $112,100 Land $10,000 Building $102,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5699 Three Top Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5699 Three Top Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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