5699 Smith Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 5699 Smith Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft
Lot Size	1.14 acres (49,658 sqft)
Owner	Company Name on File
Tax Bill	$503 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-003-200-027-00`

Property Details

APN / Parcel Number

Primary APN	`151-003-200-027-00`

Interior

Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Architectural Style	Ranch
Lot Area	49,658 sqft (1.14 acres)
Garage Area	672 sqft

Location & Zoning

Street Address	5699 SMITH RD
City	CHEBOYGAN
State	MI
Zip	49721-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF SEC 3, T36N,R1E; TH N 2D 13M W 3717.66FT; TH N 87D 12M W 396FT TO POB; TH N 2D 13M W 158.68FT TO WATER'S
Legal Range	01E
Legal Township	036
Legal Section	03
Legal Lot Number	2
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1007
Census Tract	960402

Owner

5699 Smith Rd is owned by a company that acquired it in November 2019 and is owner-occupied.

Source: Cheboygan County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Dec 13, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2019
Transfer Doc	1401/206
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552

Mortgage

Document Number	0000001576/0000000615
Date	Feb 27, 2026
Book Page	0000001576/0000000615

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552

Mortgage

Document Number	0000001576/0000000615
Date	Feb 27, 2026
Book Page	0000001576/0000000615

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 13, 2019
Property Address	5699 SMITH RD, CHEBOYGAN, MI 49721-9552
Document Number	1401/206
Book / Page	1401 / 206
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4599 S SMITH RD, CHEBOYGAN, MI 49721

Tax Assessment & Valuation

The 2025 property tax bill for 5699 Smith Rd was $503 with a homeowner's exemption, up 3.5% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,100 (+14.31%)	$142,200 (+14.31%)
2025	$503.00 (+3.5%) Homeowner's exemption	$62,200	$124,400
2024	$486.00
2023		$56,600	$113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5699 Smith Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5699 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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