Daviess County property record for 5695 Ware Rd, Philpot, KY 42366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,699 sqft · built 2006 |
| Lot Size | 0.908 acres (39,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jul 2021) |
| Tax Bill | $3,762 (2025) |
| Deeds & Mortgages | Apr 2009 Line of Credit Feb 2009 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-040-01-000 |
| Primary APN | 089-00-00-040-01-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,552 sqft (0.908 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5695 WARE RD |
|---|---|
| City | PHILPOT |
| State | KY |
| Zip | 42366-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5695 WARE RD |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1602 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2009 | Deed of Trust, Mortgage · Line of Credit DACIESS COUNTY TEACHERS FCU |
| Feb 2, 2009 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER MORTGAGE CO LLC |
| Mar 22, 2006 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC |
| Mar 23, 2010 | Deed of Trust, Mortgage · Line of Credit DAVIESS COUNTY TEACHERS FCU |
| Feb 10, 2006 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001689/335 |
|---|---|
| Date | Apr 16, 2009 |
| Book Page | 1689/335 |
| Instrument | 2009-00005664 |
| Name | DACIESS COUNTY TEACHERS FCU |
|---|---|
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001675/925 |
|---|---|
| Date | Feb 2, 2009 |
| Book Page | 1675/925 |
| Instrument | 2009-00001403 |
| Name | SHELTER MORTGAGE CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITEL |
| Name | Verified Name |
|---|
| Document Number | 001493/571 |
|---|---|
| Date | Mar 22, 2006 |
| Book Page | 1493/571 |
| Instrument | 0005041 |
| Name | SHELTER MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001743/807 |
|---|---|
| Date | Mar 23, 2010 |
| Book Page | 1743/807 |
| Instrument | 2010-01295297 |
| Name | DAVIESS COUNTY TEACHERS FCU |
|---|---|
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Feb 10, 2006 |
| Property Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
| Document Number | 000812/233 |
| Book / Page | 0812 / 233 |
| Map Reference | MB34 PG248 |
| Instrument Date | Feb 10, 2006 |
| Instrument | 00002622 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5705 WARE RD, PHILPOT, KY 42366-9761 |
| Name | Verified Name |
|---|---|
| Address | 5695 WARE RD, PHILPOT, KY 42366-9761 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,000 (-) | $365,000 (-) | |
| 2025 | $3,762.00 | $365,000 (-) Land $35,000 Building $330,000 | $365,000 (-) Land $35,000 Building $330,000 |
| 2023 | $365,000 | $365,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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