Crow Wing County property record for 5695 Clearwater Rd, Baxter, MN 56425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,576 sqft · built 1990 |
| Lot Size | 2.29 acres (99,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Nov 2017) |
| Tax Bill | $7,944 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031700010090009 |
| Primary APN | 031700010090009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 99,973 sqft (2.29 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,964 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 257 sqft |
| Gazebo | 160 sqft |
| Storage Building | 160 sqft |
| Heating System | Central |
|---|
| Account Number | 156820 |
|---|---|
| Street Address | 5695 CLEARWATER RD |
| City | BAXTER |
| State | MN |
| Zip | 56425-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 1 SUBJ TO AN EASEMENT OF RECORD. |
| Legal Range | 29W |
| Legal Township | 133 |
| Legal Section | 01 |
| Legal Subdivision | WHITE SAND WATERS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | BAXTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951301 |
Source: Crow Wing County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5695 CLEARWATER RD, BAXTER, MN 56425-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on Record |
| Deed Sale | Nov 8, 2017 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Aug 11, 2026 |
| Property Address | 5695 CLEARWATER RD, BAXTER, MN 56425-9508 |
| Document Number | 0001027899 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20261027899 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5695 CLEARWATER RD, BAXTER, MN 56425-9508 |
| Document Number | 0001027899, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20261027899 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Baxter City |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,944.00 (+7.03%) | $707,600 (-4.6%) Land $229,600 Building $478,000 | $707,600 (-4.6%) Land $229,600 Building $478,000 |
| 2025 | $741,700 (+2.29%) Land $243,600 Building $498,100 | $741,700 (+2.29%) Land $243,600 Building $498,100 | |
| 2023 | $7,422.00 Homeowner's exemption | $725,100 Land $225,900 Building $499,200 | $725,100 Land $225,900 Building $499,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jan 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Baxter serves 9,341 people · EPA ID MN1180027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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