56921 Central Ln, Bend, OR 97707 Property Records

Deschutes County property record for 56921 Central Ln, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,016 sqft · built 1973
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$624,000 (Jun 2025)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`201105-CA-03200`

Property Details

APN / Parcel Number

Primary APN	`201105-CA-03200`
Alternative APNs	`R1095201105C010700` `138615`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,016 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	288 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Deck Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	138615
Street Address	56921 CENTRAL LN
City	BEND
State	OR
Zip	97707-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SURS
Legal Description	REVISED PLAT OF PORTION OF MEADOW VILLAGE BLOCK 7 LOT 12
Legal Range	11
Legal Township	20
Legal Section	05
Legal Subdivision	REVISED PLAT OF PORTION OF MEADOW VILLAG
Legal Block	7
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1083
Census Tract	403

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17511 SW CEDARVIEW WAY, SHERWOOD, OR 97140-8698
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 3, 2023	Intrafamily Transfer, Transfer
Aug 3, 2023	Intrafamily Transfer, Transfer
Apr 20, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 21, 2017	Deed of Trust, Mortgage EVERGREEN FED'L S&L ASSN
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	202515264
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 13, 2025
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707-3006
Document Number	0000015264
Instrument Date	Jun 12, 2025
Instrument	2025-15264
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17511 SW CEDARVIEW WAY, SHERWOOD, OR 97140-8698

Mortgage

Document Number	0000015265
Date	Jun 13, 2025
Instrument	2025-15265

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 17, 2023
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707-3006
Document Number	0000025847
Instrument Date	Oct 12, 2023
Instrument	2023-25847
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2351 FAIRVIEW AVE E SLIP B, B, SEATTLE, WA 98102-3318

Mortgage

Document Number	0000025848
Date	Oct 17, 2023
Instrument	2023-25848

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	10.6%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 3, 2023
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707
Document Number	0000019111
Instrument Date	Aug 3, 2023
Instrument	2023-19111
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	18334 SW SALMONBERRY LN, SHERWOOD, OR 97140-8324

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 3, 2023
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707-3006
Document Number	0000019111
Instrument Date	Aug 3, 2023
Instrument	2023-19111
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	18334 SW SALMONBERRY LN, SHERWOOD, OR 97140-8324

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 20, 2023
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707-3006
Document Number	0000009133
Instrument Date	Apr 17, 2023
Instrument	2023-09133
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18334 SW SALMONBERRY LN, SHERWOOD, OR 97140-8324
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 23, 2020
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707
Document Number	0000035694
Instrument Date	Jul 20, 2020
Instrument	2020-35694
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56921 CENTRAL LN, BEND, OR 97707

Mortgage

Document Number	0000035695
Date	Jul 23, 2020
Instrument	2020-35695

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707
Document Number	0000000553
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56921 CENTRAL LN SUNRIVER OR 97707, SUNRIVER, OR 97707

Mortgage

Document Number	0000000553
Date	Jan 7, 2019
Instrument	553

Lender

Name	EVERGREEN FED'L S&L ASSN
Address	GRANTS PASS, OR 97526

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 6, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 24, 2017
Property Address	56921 CENTRAL LN, SUNRIVER, OR 97707
Document Number	0000028925
Instrument Date	Jul 19, 2017
Instrument	28925
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2325 SROVILLE RD GRANTS PASS OR 97526, GRANTS PASS, OR 97526

Mortgage

Document Number	28926
Date	Jul 24, 2017
Instrument	28926

Lender

Name	EVERGREEN FED'L S&L
Type	Federal Savings Bank
Address	GRANTS PASS, OR 97526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,563.00 (+4.43%)	$230,780 (+3%)	$634,790 (+3.98%) Land $481,000 Building $153,790
2024	$3,412.00 (+3.18%)	$224,060 (+3%)	$610,490 (+0.29%) Land $441,000 Building $169,490
2023	$3,307.00 (+4.16%)	$217,540 (+6.09%)	$608,720 (+72.09%) Land $441,000 Building $167,720
2022	$3,175.00	$205,060	$353,720 Land $201,000 Building $152,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRIVER WATER LLC/SUNRIVER UTILITIES private · serves 4,300 people · EPA ID OR4100846
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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