Lake County property record for 56911 Gallagher Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1977 |
| Lot Size | 20.4 acres (891,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,200 (Sep 2008) |
| Tax Bill | $1,466 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511633 |
| Primary APN | R1511633 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 891,238 sqft (20.4 acres) |
| Terrain | Wooded |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 992 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011040 |
|---|---|
| Street Address | 56911 GALLAGHER RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S22, T19 N, R21 W, C.O.S. 6682, ACRES 20.46, TR B |
| Legal Range | 21W |
| Legal Township | 19N |
| Legal Section | 22 |
| Legal Tract | B |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56911 GALLAGHER RD, CHARLO, MT 59824-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2008 · Amount on Record |
| Deed Sale | Sep 12, 2008 · Amount on Record |
| Deed Document Number | 2008492224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 56911 GALLAGHER RD, CHARLO, MT 59824-9012 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 587943 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 587943 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,466.00 (-13.1%) | $365,572 (-) | |
| 2025 | $1,687.00 (-11.02%) | $365,572 (+46.49%) | $365,572 (+46.49%) Land $95,482 Building $270,090 |
| 2023 | $1,896.00 | $249,552 | $249,552 Land $49,272 Building $200,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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