Allen County property record for 5690 Clover Ridge Dr, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,019 sqft · built 1991 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,500 (Apr 2016) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1707-02-025.000 |
| Primary APN | 36-1707-02-025.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 336 sqft |
| Basement Area | 984 sqft |
| Finished Basement | 675 sqft |
| Unfinished Basement | 309 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,030 sqft (0.368 acres) |
| Lot Dimensions | 178 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 5690 CLOVER RIDGE DR |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL OAKS SUBDIVISION #15 LOT 1115 FF 90.00 |
| Legal Subdivision | LAUREL OAKS SUBDIVISION |
| Legal Lot Number | 1115 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10801 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5690 CLOVER RIDGE DR, LIMA, OH 45807-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit LONGBRIDGE FINANCIAL LLC |
| Dec 22, 2016 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on Record |
| Deed Sale | Apr 8, 2016 · Amount on Record |
| Prior Sale | Mar 14, 2014 · Amount on Record |
| Deed Document Number | 20163507 |
| Deed Book / Page | 2016 / 3507 |
| Prior Transfer Date | Jan 2, 2016 |
| Prior Transfer Doc | 4080003507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 28, 2026 |
| Property Address | 5690 CLOVER RIDGE DR, LIMA, OH 45807-1357 |
| Document Number | 0000007819 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20267819 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5690 CLOVER RIDGE DR, LIMA, OH 45807-1357 |
| Document Number | 0000007819, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20267819 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Apr 8, 2111 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 5690 CLOVER RIDGE DR, LIMA, OH 45807-1357 |
| Document Number | 0000000120 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5690 CLOVER RIDGE DR ELIDA OH 458071357, ELIDA, OH 45807-1357 |
| Document Number | 0000000120 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 120 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2047 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Municipality | Elida Village |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 (-1.41%) | $81,170 (-) Land $9,240 Building $71,930 | $231,900 (-) Land $26,400 Building $205,500 |
| 2024 | $3,547.00 (+15.09%) Homeowner's exemption | $81,170 (+28.96%) Land $9,240 Building $71,930 | $231,900 (+28.98%) Land $26,400 Building $205,500 |
| 2023 | $3,082.00 (-1.97%) Homeowner's exemption | $62,940 (-) Land $7,180 Building $55,760 | |
| 2022 | $3,144.00 Homeowner's exemption | $62,940 Land $7,180 Building $55,760 | |
| 2021 | $179,800 Land $20,500 Building $159,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503 |
|---|---|
| Water Source | Purchased surface water from LIMA CITY |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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