569 Serendipity Dr, Naples, FL 34108 Property Records

Collier County property record for 569 Serendipity Dr, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,300 sqft · built 1990
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2025)
Tax Bill	$7,830 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`624400 5694A09`

Property Details

APN / Parcel Number

Primary APN	`624400 5694A09`
Alternative APNs	`732313600091402005694` `73231360009`

Interior

Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	569 SERENDIPITY DR
City	NAPLES
State	FL
Zip	34108-2800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SERENDIPITY AT PELICAN BAY A CONDOMINIUM UNIT 569
Legal Range	25
Legal Township	49
Legal Section	9
Legal Subdivision	SERENDIPITY AT PELICAN BAY A CONDOMINIUM
Legal Tract	624400
Legal Block	1
Legal Lot Number	569
Legal Unit	569
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10215

Owner

569 Serendipity Dr, a condominium, is owned by two individuals who bought it in December 2025.

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 WILLOW CREEK LN, HUMMELSTOWN, PA 17036-6503
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
May 2, 2023	Warranty Deed, Transfer LUTGERT TITLE LLC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	May 2, 2023 · Amount on File
Deed Document Number	20256769376
Deed Book / Page	6541 / 1186
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	569 SERENDIPITY DR, NAPLES, FL 34108-2800
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7529 LANTANA CIR, NAPLES, FL 34119-9813

Mortgage

Document Number	0062621210
Date	Jun 27, 2023
Book Page	6262/1210
Instrument	6421416

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	15.2%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 31, 2025
Property Address	569 SERENDIPITY DR, NAPLES, FL 34108-2800
Document Number	0065411186
Book / Page	6541 / 1186
Map Reference	MB 1117 PG 1969
Instrument Date	Dec 30, 2025
Instrument	6769376
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, ROSS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13945 OLD COAST RD UNIT 506, 506, NAPLES, FL 34110-8806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WILLOW CREEK LN, HUMMELSTOWN, PA 17036-6503

Mortgage

Document Number	0065411188
Date	Dec 31, 2025
Instrument	6541/1188

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 2, 2023
Property Address	569 SERENDIPITY DR, NAPLES, FL 34108-2800
Document Number	0062420799
Book / Page	6242 / 799
Map Reference	MB 1117 PG 1969
Instrument Date	May 1, 2023
Instrument	6396760
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$6,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 EVERGREEN RD, NORTH OAKS, MN 55127-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 SERENDIPITY DR, NAPLES, FL 34108-2800

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 15, 2021
Property Address	569 SERENDIPITY DR, NAPLES, FL 34108-2800
Document Number	0059082128
Book / Page	5908 / 2128
Map Reference	MB 1117 PG 1969
Instrument Date	Mar 9, 2021
Instrument	6018541
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 FAIRFIELD RD, 46, HANCOCK, NH 03449-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 EVERGREEN RD, NORTH OAKS, MN 55127-2004

Mortgage

Document Number	0059082130
Date	Mar 15, 2021
Instrument	5908/2130

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 569 Serendipity Dr was $7,830, up 27.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,000 (-7.25%) Building $582,000	$582,000 (-7.25%) Building $582,000
2025	$7,830.00 (+27.8%)	$627,500 Building $627,500	$627,500 Building $627,500
2024	$6,127.00 (-17.44%)
2023	$7,421.00 (+10.58%)	$584,707 (+1%)	$689,500 (+29.71%) Building $689,500
2022	$6,711.00	$531,552 Building $531,552	$531,552 Building $531,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 569 Serendipity Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 476 condo units
Nearby Flood Claims	63 (1988–2024)
Claims Outside the SFHA	8 of 63
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 20 claims Hurricane Ian, Sep 2022 · 18 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 569 Serendipity Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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