569 Mill Gin Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 569 Mill Gin Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	3,001 sqft · built 1996
Lot Size	6.76 acres (294,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 1995)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025303-23-3`

Property Details

APN / Parcel Number

Primary APN	`025303-23-3`
Alternative APNs	`0410000006001 00207695` `041-00-00-006.001` `025181223`

Interior

Stories	2 Stories
Building Area	3,001 sqft Living Area
Basement Area	1,340 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Lot Area	294,466 sqft (6.76 acres)
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	569 MILL GIN RD
City	GAFFNEY
State	SC
Zip	29341-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	569 MILL GIN RD QUITCLAIM TO ADD SURVIVORSHIP
Legal Tract	OR
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1010
Census Tract	970204

Owner

Source: Cherokee County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	569 MILL GIN RD, GAFFNEY, SC 29341-4337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jul 14, 2017	Quit Claim Deed, Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1995 · Amount on Record
Deed Sale	Mar 21, 1995 · Amount on Record
Deed Book / Page	14L / 262
Last Transfer Date	Jun 26, 2017
Transfer Doc	0000952348
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	569 MILL GIN RD, GAFFNEY, SC 29341-4337
Document Number	0001170589
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 MILL GIN RD GAFFNEY SC 293414337, GAFFNEY, SC 29341-4337

Mortgage

Document Number	0001170589
Date	Oct 30, 2019
Book Page	000117/000589
Instrument	5477

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2044

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 14, 2017
Property Address	569 MILL GIN RD, GAFFNEY, SC 29341-4337
Document Number	0000952348
Book / Page	000095 / 002348
Instrument Date	Jun 26, 2017
Instrument	3427
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	569 MILL GIN RD GAFFNEY SC 293414337, GAFFNEY, SC 29341-4337

Mortgage

Document Number	952352
Date	Jul 14, 2017
Book Page	000095/002352
Instrument	3428

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+15.56%) Homeowner's exemption	$13,990 (-) Land $2,450 Building $11,540	$342,700 (-) Land $54,100 Building $288,600
2023	$1,549.00 Homeowner's exemption	$13,990 Land $2,450 Building $11,540	$342,700 Land $54,100 Building $288,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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