569 Laurel Mountain Estates Dr, Todd, NC 28684 Property Records

Ashe County property record for 569 Laurel Mountain Estates Dr, Todd, NC 28684

Property Summary

Property TypeSingle Family Home
Details1,904 sqft · built 1991
Lot Size0.772 acres (33,628 sqft)
OwnerIndividual Name on File
Tax Bill$1,428 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04159-037-017

Property Details

APN / Parcel Number

Primary APN04159-037-017
Alternative APNs
  • 042944280997
  • 25040

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,904 sqft Heated Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Lot Area33,628 sqft (0.772 acres)

Location & Zoning

Account Number25040
Old Parcel Number04159037017
Street Address569 LAUREL MOUNTAIN ESTATES DR
CityTODD
StateNC
Zip28684-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description'18 AC FROM 04159-037-016A (VOID) (DB 489/62)
Legal SubdivisionLAUREL MOUNTAIN SUBDIVISION
Legal Lot Number17
JurisdictionASHE NC
Township / Civil DivisionELK
Census Block Group4
Census Block4017
Census Tract970701

Owner

569 Laurel Mountain Estates Dr is owned and occupied by an individual.

Source: Ashe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address569 LAUREL MOUNTAIN ESTATES DR, TODD, NC 28684-9411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address569 LAUREL MOUNTAIN ESTATES DR, TODD, NC 28684-9411
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000535/436
DateNov 22, 2021
Book Page535/436
Instrument6993
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 569 Laurel Mountain Estates Dr was $1,428.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,428.00$267,500 (-) Land $50,000 Building $217,500$267,500 (-) Land $50,000 Building $217,500
2025$1,428.00$267,500 Land $50,000 Building $217,500$267,500 Land $50,000 Building $217,500
2023$1,374.00 (+11.08%)$267,500 (+45.07%) Land $50,000 Building $217,500$267,500 (+45.07%) Land $50,000 Building $217,500
2022$1,237.00$184,400 Land $50,000 Building $134,400$184,400 Land $50,000 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 569 Laurel Mountain Estates Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 569 Laurel Mountain Estates Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

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